"Berna Able is a class act- professional, knowledgeable and consistent. We're fortunate to have her on our side during this process- selling our first home and buying our new home. She is the best real estate professional we have ever met. (Oct 2012) Chris and Kim A"

  -Chris and Kim Arrington, Client

"I was a first time home owner and was a bit intimidated by the entire process. Bill and Berna quickly made me feel at ease and were so detailed with each step. They were extremely professional and such an ease to work with. I was surprised how quickly things moved along and the experience was so enjoyable. I would HIGHLY recommend them to any and everyone I know who is looking for a home or rental. I trust them 100%. Thank you both so very much for making my first time home owner experience so gratifying! "

  -Bernadette B., Other

"Berna and Bill were very patient and professinal throughout the entire home buying process. My husband and I started out looking to just rent a house but with the assistance of Berna and Bill were able to buy our dream house for cheaper than renting a house. Thanks guys!"

  -Tasha Blount, Client

"**Continued** (Part 2) When I met Bill and Berna from Ratterree Realty, LLC our prayers were answered and that is not embellishment. We had no idea what to do. There was even an apartment community that told us if we prepaid 6 months rent we could live in their community. That would have been $12000 plus a double deposit. We felt hopeless until we met Bill and Berna. My wife and I scheduled a meeting and we were nervous. Bill and Berna made us feel so comfortable we were able to discuss our situation and they really understood. In a matter of ten minutes we were shown how to improve our credit score even with the Chapter 13. They explained their system to help us, and it made complete sense. We never would have been able to find a place without their help."

  -Lawrence and Family, Client

"Berna has been amazing from the start she really worked with me and explained anything and everything and was by my side every step of the way even when I decided to build my home she helped me all the way through and worked hard to make sure I closed on my home !! "

  -Myranda Rollins, Client

"I had the pleasure of working with Bill and Berna on multiple occasions on my investment properties, they are not just a realtor who helps you market your property, they give you professional advice, pros and cons and try to help the clients in the best possible way. I will never hesitate to call them when I need some help and advice. I recommend both of them for any real estate related transaction "

  -Prakash Banavar, Client

"I have recommended Bill and Berna Petry to everyone that is thinking of purchasing a home. From day one when my son recommended them to me, they treated me like family. They were with us through out the entire process of buying our home. They made the experience of buying a home very easy and pain free. All questions were answered and explained in full details. They guided us through this process from the loan application until the day we moved into our new home. They were right by our side, teaching and encouraging us. They made it such a wonderful experience and my wife and I can't Thank them enough for such caring and professional service. I would proudly recommend them to anyone who wants great friendly service, from two people that really know the housing business."

  -Donald Cowles, Client

""Berna went above and beyond from what was expected of her. She is a very caring real estate agent and I felt very fortunate to have her assist me with the home buying process in this new market! Being a previous home buyer, many things have changed and as issues arose, she was first at bat to overcome it and make sure the process went as smoothly as possible. Thank you for everything, we love our new home!""

  -Jenny Bagwell (posted 2013), Client

" There’s not enough words I could say to express how grateful and I am to have found such professionalism. Berna is exceptional at what she does, from working with your credit right through approval’s. I don’t think so anyone else in could’ve gotten me the type of house that she did. The other half of the great team is Bill, he is extremely knowledgeable in his area and and could find you the perfect house and just by asking you a few simple questions. I Truly believe no one is going to treat you better and or find you a better home than they will!"

  - Vincent CHow gratefulTruly believe no one is goin, Client

"I would highly recommend Berna Able and Bill Petry to anyone looking to purchase a home. We started working on purchasing our home April 18, 2014 and closed May 21, 2014, they made the process of buying our home exceptionally easy from beginning to end. If you need 2 exceptional realtor call the B & B Team, Berna Able and Bill Petry."

  -Greg and Ruby Giles, Client

"****Continued*** (Part 3) In the end, my family is living in a place that turns out to better than anything we ever expected. I will absolutely let Bill and Berna help us purchase a house when the time is right. I can’t possibly state enough what a blessing it was to find Bill and Berna with Ratterree Realty. Our prayers have been answered and thank you so much for affecting our lives in such a wonderful way! "

  -Lawrence and Family, Client

"Halleluiah, I’m a homeowner once again! I give honor to God and I thank Him for allowing my path to cross Bill and Berna Petry. They are genuinely wonderful people!! I am the client mentioned by Berna that filed bankruptcy 2 years and 1 day before closing on my home on September 25th. I am still amazed of the dynamic support I received from the Petry Team. They are both amazing people and very supportive! I always knew I would become a homeowner again, but I didn’t think the process of homeownership after bankruptcy would be easy, but it was very easy!! Berna guided me through the process of increasing my credit score and Bill showed me wonderful homes. I will definitely support their team by recommending others to utilize the skillset this team has acquired over the years to help people who has challenges with credit history. Way to go Team!!! "

  -Y.Myers, Client

"If you are seeking hardworking and competent realtors to buy, sell or rent a home - look no further! I have been a real estate investor for 7 years and Bill and Berna (The Petry Team) have been my only realtors the entire time. I have worked with other realtors but none of them come remotely close to the amount of knowledge, professionalism and competency displayed by the Petry Team. Collectively, they are a winning team that will find you what you want regardless of the demands. Over the past 7 years, I have successfully bought and rented many homes with their assistance and they have never disappointed. They are meticulous, hardworking and extremely responsive to your individual needs and always willing to go the extra mile. Without a doubt, if you have a real estate need the Petry Team comes highly recommend - they will not disappoint!"

  -Bobby Naraine, Client

"I would highly recommended Berna Able to anyone looking to purchase a house. After several attempts at trying to get approved in the home buying process and being turned down, me and my husband were beginning to give up. After being introduced to Berna through a family member, things begun to take a new turn. She took her time and explained the house buying process. My credit wasn't the greatest, but in the span of 3months, we were able to improve it and I became qualified for a mortgage loan, and I am now enjoying home ownership! Thanks Berna..."

  -T.Banks, Client

"We, my husband and I never thought we would be able to afford or qualify for a house, let alone our dream home. Bill and Berna is the dream team. I couldn't have done this with anyone else. Despite all the issues with our less than perfect credit, lack of credit, and other issues they were able to work with us to qualify. I worked closely with Berna to get my credit where it needed to be and then with Bill to find the perfect home. I would highly recommend Bill and Berna, they are able to work miracles. As long as you are serious and ready to keep working toward the goal of home ownership they will work just as hard or harder to make that a reality!"

  -Cindy Powell, Client

"Bill and Berna has been extremely helpful to me and my family throughout the entire buying process. I highly recommend their services, especially if you're a first time home buyer like myself. Not only did i receive great service but I've learned a lot in the process. "

  -Bromekas Gibson, Client

"I had an opportunity to work with Berna and Bill recently on one my rental transaction in Stafford VA, They both are very professional, friendly in handling clients needs. They found me a tenant is less than 2 weeks and they took care of the transaction in the best possible way. If any one needs the best BERNA and BILL or the BEST Prakash Banavar"

  -Prakash Banavar, Client

"Bill and Berna made our dream of home ownership come true! They worked hard to find us a lender, and they worked hard to make things move forward for us. We are thankful to have our first home and were very happy with their services."

  -Mr. & Mrs. Perch, Client

"USDA - 100% LOAN - given to TG following a short sale one year ago....."

  -TG, Other

"Excellent Realtor and professional service, they will help your dream to own a home come true!"

  -Sherrie, Client

"Another client moved into their brand new home for $205,000 today.  Less than perfect credit, but a willingness to work and realign their credit to meet the mortgage industry requirements  in a matter of months. equals new keys to a brand new (never lived in) home....   "

  -Berna Petry, Other

"Bill and Berna Petry are an excellent team. They know the process hands down and will always steer you in the right direction. They were always honest with me and answered all my questions. Sometimes I felt like I was driving Bill crazy but he is very patient and accommodating. Bill and Berna really take a vested interest in helping you get the home that you really deserve. I had some crying spells, frustration and a few disappointments but in the long run I found that home I want and I am so delighted. If you are looking for a team who has your best interest at heart. Use Bill and Berna. I love you guys!!!!"

  -Leslie Brown, Client

"My wife and I would highly recommend Berna Able with Ratterree and Associates. She has proven to be a very knowledgeable, realible Realator. Mrs Able is a professional, courteous, realiabe and supportive of her clients. She returns calls and answers questions of her clients. We thank you Berna for helping us to find our dream home Robert & Betty"

  -Robert and Betty Jones (Posted 2012), Client

"**Due to lack of space, I will post my story in three (3) parts** (Part 1) My issue was taxes that developed into a Chapter 13 Bankruptcy. I took a new job with a higher salary and a great new outlook and decided to move cross-country from California to the DC area. After my family and I got back on our feet and were financially ready to find a home we ran into one roadblock after another. We applied to rent a property or an apartment and paid all the application fees just to be told no. We were literally giving hundreds of dollars away just to be told we were not worthy. Although a Chapter 13 is paying 100% of what we owed it didn’t seem to matter to people. The lower credit score only compounded our difficulties. "

  -Lawrence and Family, Client

"I had the pleasure of working with Bill and Berna for many months while shopping for a new home for my daughter and I. They were very patient, courteous, and kind through the entire home-buying process. They showed me the best homes for my budget and lifestyle. They did an outstanding job negotiating with the seller’s agent and stayed dedicated to getting me the best offer. They were always very obliging and available to answer any questions I had when searching for a new home and especially during lending process which can be very stressful and burdensome. I would definitely recommend The Petry Team for anyone searching for a dedicated and honest realty service!!!"

  -Francine B., Client

"Your service and professionalism was excellent!! You stayed engaged and kept us informed. We thank you for a job well done!! (Nov 2013)"

  -Moore Family, Client

" Bill and Berna Petry are truly a "DREAM TEAM"!! The did the unexpected and got us our home that we never thought we would own. They were truly heaven sent and made some miracles happen. It started out rough and we were very frustrated and almost gave up and in fact was filing bankruptcy but God said different. They are very determined to help someone get into a home and they know their stuff all the way to closing. I definitely recommend them both to help anyone into a home. "

  -Chambers Family, Client

"Bill and Berna worked with me to find a home for my family in a neighborhood that I absolutely love. I look forward to using their team next year through the buying process and I would recommend them to anyone looking for a professional team for guidance. "

  -A. Jackson, Client

"Bill is an amazing Realtor! He was the absolute best agent a family could ask for!!! Bill and Berna are the absolute best Realty team I have ever dealt with, and our team for life! Thank Y'all so much!!!!"

  -Patrick and Veronica, Client

"Initially, I was skeptical thinking their program was similar to a get rich quick scheme. However, it didn't take me long to know that this team is the real deal. They both work extremely hard for you in finding you a home, even with bad/poor credit. There is nothing that stops them from moving forward on your needs and providing you with the service that they guarantee will assist in you meeting your goals. They have made me and my family very happy with the home we are in, thanks to their diligent and never ending achievements. In the future, I look forward to working with them again."

  -William kent, Client

"I have had the pleasure of working with Ms. Berna Petry since October 2017. I have talked and met with several realtors in the area and I was always given the answer get your scores up or we will get in touch with you. But when I called Ms. Berna she set up a time for me to come in meet and talk with her. Ms. Berna didn't tell me no you cannot purchase a home, she told me what I had do to get a home. Since I have been working with Ms. Berna my score has gone up and I just put a contract on a home. My dream of homeownership has come true. Ms. Berna has such a sweet spirit and strong faith. There were times when I got a discourage and she would tell me I am going to pray. When you have a realtor that is not afraid to pray for you and give you hope, that is such a Blessing . Ms. Berna never let me down and she works so hard for her clients. I recommend anyone looking for a home and think they cannot purchase call Ms. Berna, she will make it happen. What a Blessing Ms. Berna she is."

  -Bonnie, Client

"Berna and Bill are the best real estate agents you could ask for. My family and I had been looking for a place to move since August of 2012 with no luck and couldn't get approved anywhere because of our financial situation. We begin working with Berna and Bill in early April and with their help on April 28th we moved into our new home (which we are loving). They gave us different options and explained everything to us in detail so we could fully grasp everything about trying to purchase a home. They even help you with your credit so if you are not qualified to buy a home, they will guide you along the way to get you qualified. Honestly I had gave up looking for home until Berna and Bill came along. I would recommend them to anyone and already have to a few of my friends. Not only are they good real estate agents, they are just good people in general which made this whole experience just great all around. Thanks Berna and Bill. 4/30/13"

  -Kevin and Jessica Tucker (2013), Client

"First I would like to start by saying thank you so much to the Petry Team for all there hard work. From start to finish this team worked none stop to provide superb support, guidance and tones of knowledge. If you need a home and regardless if you "think" it can not be done. Please consult with Bill and Berna Petry first. Very professional, honest, helpful and hardworking people. Dedicated to there clients needs."

  -Tony Davis, Client

"I would HIGHLY recommend Berna and her team. She worked a miracle for our family when we relocated recently and we couldn't be happier with how it worked out. We are very grateful we found Berna and are very, very happy in our home! "

  -Stephanie Russell, Client

"I have moved a number of times during my military career and dealt with many Realtors as I bought, sold and/or rented a home. I always felt that many of the Realtors were just going through the motion and did bare minimum for me to achieve whatever I was trying to do – buy, sell or rent a property. About three years ago I had the privilege of meeting Berna Able as I was trying to rent one of my homes. I was immediately impressed with her professional demeanor and her willingness to assist. After agreeing to have her list my property, not only was she extremely thorough with all the paperwork involved, she was always responsive to everything that I asked or needed but most importantly – she was very honest and sincere about everything she did! Because of Berna’s professionalism, thoroughness, honesty and can do attitude; I have been doing business with Berna ever since. She has helped me to purchase a few more investment/rental properties and also find wonderful tenants in a timel"

  -B. Naraine, Client

"Another client gets the keys to their home today.  Owning a home after bankruptcy is possible even if your score isn't perfect....  2 years and one day after bankruptcy - owning a home made possible."

  -Berna Petry, Other

"Working with Berna and Bill made our homebuying experience painless. They were both amazing to work with. We found a home and closed on it in 30 days! We couldn't have done it without them. I highly recommend them for anyone looking for a home!"

  -Cynthia and Kevin, Client

"Bill and Berna were the most professional team i have ever had the pleasure ofworking with. They were with me through evey step of the home buying process and was always available for a phone call or text. It seemed at times that I was there only client, as they were so quick to respond. If you are looking to buy and are unsure if you are able to do so. I would not hesitate to call and work with them. As a matter of fact, if ever i decide to move or buy another house, they WILL be my fist call. Thanks for a great Experience! "

  -J. Thomas, Client

"Bill and Berna was great! They helped us get out of mortgagethru the short sell process. The process was very fast and they also helped us to find another place to dwell. I really look forward to working with them again in the near future. I would recommend them to anyone whom needs a home or trying to sell a home. They know exactly what they are doing! Thanks again, Bill and Berna Petry."

  - Bradford, Client

"I have been working with Bill and Berna for my first home buying experience and they have been fantastic! They have been very caring from the start; I immediately felt comfortable with them and I knew I found the right team to help me. Berna looked at my situation from top to bottom and said “You can do this!” She advised me on what to do to strengthen my credit scores and has guided me every step of the way. Even when I became discouraged during the process she would genuinely encourage me. She stayed in constant contact with me and ensured I was always in the know. As we viewed homes Bill’s knowledge was superb; he’s always able to spot things that the consumer wouldn’t notice and provide excellent advice based on my needs versus wants. With his help I found the PERFECT home that meets all my wants and needs at an awesome price! When you get excited about buying a home, they get excited about it, too! They treat the experience as if it is their own; they are truly in it with"

  -Linda Williams-Jasper, Client

"Congratulations to Claude and his family for closing on their new home this week! It was a great pleasure getting to know your family and we hope that you will always think of us for your real estate needs! Thank you for using New Castle for your home inspection needs.... Enjoy your trips that are planned to Africa and Paris... "

  -B and B Team, Other

"Bill and Berna are an awesome team. I have been working on getting my credit together and when I finally got it to where it is supposed to be, I was out looking at houses that weekend. I am still looking and Bill has been so patient. Thank you so much Bill and Berna for everything."

  -Renita, Client

"Though our home search. Both Bill and Berna were right there not matter what the question or concern was. They helped us through the entire process of buying our home. Coming from bankruptcy and low credit scores they worked with us to insure we found a great home to blend out families. Thank you for all your help. "

  -Angelina and William, Client

"Best Agents Ever! Berna and Bill work very hard for their clients - every day - all day! You can always reach them - even until very late in the evening... They are concerned about every detail and explain things so that even a first time homebuyer understands. I had been elsewhere trying to get a home loan - but Berna and Bill knew more than one lender that could work with my credit situation. They found options for me when I thought there were not any...."

  -Client and Friend, Other

"Berna and Bill are great, well they got us our dream house, i couldn't believe it until closing day, my credit was bad, i had no money to put down, they still managed to get us in our house. They have outstanding customer service skills, they treated my purchase like it was their own. Hoo hoo thank you Berna and Bill, thanks for the mansion, my kids are loving it. Keep up the good job ya are awesome. God bless ya both "

  -Hansly mesidor, Client

"I have known Berna for about six years and she has been a tremendous blessing to our family. Moving from Detroit, Michigan to Virginia was a good move and Berna and her office of professionals helped make the transition possible. I was tired of commuting back and forth, and missed my family in Detroit. After so much turmoil to finally land on our feet here in Virginia in such a beautiful community has been nothing short of a miracle and we certainly thank Berna for her part in that miracle. Berna and her office helped to secure a loan and find exactly the right house, in the right community. I can certainly recommend Berna's office of professionals to anyone in the market to purchase a home. ** Paul S. (2012)"

  -P. Simmons (Posted 2012), Client

"I thought I already knew what the answer would be. I expected the usual, sorry, but your credit is just too bad for me to help. I expected Berna to give me the same answer I had heard from several other real estate professionals. However, I was surprised as she stepped through the details and outlined a path to home ownership. I wasn't sure it was possible, but Berna and Bill made it work."

  -Perry Pederson, Client

"It's my pleasure to recommend Berna and Bill as "first responders" to persons who are new to purchasing a home or who desire to rebuild their credit. They are knowledgable, compassionate and provide real time solutions to your questions and concerns. What impresses me the most is that they are willing to go the extra mile for their clients.  Call them first! You will not be disappointed.  Best wishes for their continued success. "

  -Fred S., Client

"Words couldn't even begin to describe how my family and I feel about Berna Able and Bill. They helped us when no one else could. We were in a difficult situation and were losing all hope. They worked diligently to get us the home we wanted, showed us how to repair our credit, how to maintain our credit, and explained every step of the way. They are great people. We were so blessed to have met them. I would recommend them to anyone! I don't know where we'd be without them. I can never thank them enough."

  -Madison, Client

"My husband and I have had the pleasure of working with Berna for a few weeks now and she has lifted our spirits in regards to owning a home. She continues to amaze me with the knowledge, advice, guidance and drive she has to help us attain the dream home we have been imagining. after raising our credit scores from low 500s to 600s in less than 2 weeks has my confidence at 100% in her abilities and hope to be in our new home in no time. I would recommend this team to anyone with doubts in regards to home ownership due to credit obstacles. Berna can make it happen! ??"

  -Ashley S., Client