"I thought I already knew what the answer would be. I expected the usual, sorry, but your credit is just too bad for me to help. I expected Berna to give me the same answer I had heard from several other real estate professionals. However, I was surprised as she stepped through the details and outlined a path to home ownership. I wasn't sure it was possible, but Berna and Bill made it work."

  -Perry Pederson, Client

"Congratulations to CB and his family for the purchase of their new home! We started with low scores but within 6 months you have the key to your new home! The buyer's program does work..."

  -B and B Team, Other

"I would call Berna and Bill our Realtors, our friends and our :unrelated relatives." Our experience buying a house with them was nothing short of exceptional. This was the fastest and easiest process we have ever been through. They work with you, not for you, to help you have the very best experience ever. We have already recommended them to friends, family members and strangers on the street. Where other Realtors said, "It can't be done" Berna and Bill said "We will help you make it happen." We highly recommend that you take the time to speak with them, not matter what your situation. Good luck and God Bless."

  -Herb and Dorine Moyer, Other

"Berna and Bill are the not only the greatest real estate team, they are amazing wonderful people to. I have never felt so cared about in the world of customer relations, they truly work hard to help you into your new home. We started in the 500's of a credit score, and we were after our dream home, we felt it would never happen, but after all was said and done Berna got us in the mid 600's and put us in our dream home with a interest rate of 4.25%!!!!!! She will truly work day and night for you, she is an honest wonderful person and really fights for you and cares. Our family will be forever grateful for her making our dream come true. I know sometime when you read these recommendations you ask yourself "are these real posts" yes trust me I am a real client and will forever use the Berna Able team!"

  -The Gwinner's, Client

"Your service and professionalism was excellent!! You stayed engaged and kept us informed. We thank you for a job well done!! (Nov 2013)"

  -Moore Family, Client

"Working with Bill and Berna Petry was a pleasure. When I first contacted the Petry Team I wasn't sure whether or not my credit scores were good enough to purchase a home right away so I was inquiring about their other programs that they offer but, once Berna and I spoke, she gathered my information, talked it over with her loan officer and find out that I could buy a home now. The following weekend I met with Bill to look at a couple of properties and found the home I liked. We put the offer on the home and within 45 days I was moving into my new home. I would recommend this Team to anyone who is looking to purchase a home and need assistance from people that are very trustworthy and efficient. They are with you every step of the way and will assist with the loan process as if it were them that are purchasing the home. When my children are ready to purchase their first homes I will be sure to call The Petry Team! S.Grigsby"

  -S. Grigsby, Client

" There’s not enough words I could say to express how grateful and I am to have found such professionalism. Berna is exceptional at what she does, from working with your credit right through approval’s. I don’t think so anyone else in could’ve gotten me the type of house that she did. The other half of the great team is Bill, he is extremely knowledgeable in his area and and could find you the perfect house and just by asking you a few simple questions. I Truly believe no one is going to treat you better and or find you a better home than they will!"

  - Vincent CHow gratefulTruly believe no one is goin, Client

"Bill and Berna are an awesome team. I have been working on getting my credit together and when I finally got it to where it is supposed to be, I was out looking at houses that weekend. I am still looking and Bill has been so patient. Thank you so much Bill and Berna for everything."

  -Renita, Client

"My husband and I have had the pleasure of working with Berna for a few weeks now and she has lifted our spirits in regards to owning a home. She continues to amaze me with the knowledge, advice, guidance and drive she has to help us attain the dream home we have been imagining. after raising our credit scores from low 500s to 600s in less than 2 weeks has my confidence at 100% in her abilities and hope to be in our new home in no time. I would recommend this team to anyone with doubts in regards to home ownership due to credit obstacles. Berna can make it happen! ??"

  -Ashley S., Client

"Bill and Berna are amazingly wonderful friends who works well together. They provide excellent customer service and put their clients needs first. Being a first time home buyer was eventful. Berna and Bill were right their with me through this whole process: answering questions, showing me homes, checking and encouraging me. Thank you for finding a lending that gave me a great interest rate and mortgage payment. Lender that will patiently address your questions and concerns. Most importantly thank you Bill and Berna for showing me a Beautiful Tricord home that I purchased. I want to personally say thank you and God Bless you for all your hard work, dedication and strength. Thank you for not giving up on me. I really appreciate you both. I highly recommend Bill and Berna. "

  -Nicole Daniels, Friend

""It was great pleasure working with Bill and Berna recently on one of our rental property. I could not believe my self that they found a renter in less than 2 weeks and got us little more than listed price.(They both are the best) I had worked with both of them multiple occasions on my investment properties. they are not just a realtor who helps you market your property, they give you professional advice, pros and cons and try to help the clients in the best possible way. I will never hesitate to call them when I need some help and advice. I recommend both of them for any real estate related transaction ""

  -Prakash Banavar, Client

"I had an opportunity to work with Berna and Bill recently on one my rental transaction in Stafford VA, They both are very professional, friendly in handling clients needs. They found me a tenant is less than 2 weeks and they took care of the transaction in the best possible way. If any one needs the best BERNA and BILL or the BEST Prakash Banavar"

  -Prakash Banavar, Client

"Congratulations to Claude and his family for closing on their new home this week! It was a great pleasure getting to know your family and we hope that you will always think of us for your real estate needs! Thank you for using New Castle for your home inspection needs.... Enjoy your trips that are planned to Africa and Paris... "

  -B and B Team, Other

"I would highly Recommend Berna and Bill Petry.  Berna has given such excellent and beneficial advise to me regarding getting our credit back on track.  Thanks to her experience and expertise in the way she helped us my credit score has improved tremendously and we are now able and qualified to by a new home. She has patience and a very kind spirit anyone would benefit a lot by working with Berna or Bill!! She's the best and I don't think we would be where we are now without her assistance."

  -Sharon C, Client

"Best Agents Ever! Berna and Bill work very hard for their clients - every day - all day! You can always reach them - even until very late in the evening... They are concerned about every detail and explain things so that even a first time homebuyer understands. I had been elsewhere trying to get a home loan - but Berna and Bill knew more than one lender that could work with my credit situation. They found options for me when I thought there were not any...."

  -Client and Friend, Other

"**Due to lack of space, I will post my story in three (3) parts** (Part 1) My issue was taxes that developed into a Chapter 13 Bankruptcy. I took a new job with a higher salary and a great new outlook and decided to move cross-country from California to the DC area. After my family and I got back on our feet and were financially ready to find a home we ran into one roadblock after another. We applied to rent a property or an apartment and paid all the application fees just to be told no. We were literally giving hundreds of dollars away just to be told we were not worthy. Although a Chapter 13 is paying 100% of what we owed it didn’t seem to matter to people. The lower credit score only compounded our difficulties. "

  -Lawrence and Family, Client

"They are kind, patient and very professional, they not only help you find the home of your dreams! but they share knowledge with you of how to build your credit, so that without a doubt you will qualify to purchase the home of your dreams, they are loyal to you until the key to your home is placed into your hands, they do a job well done! We have worked with them in the past with great success and look forward to purchasing a new home in the near future with them as well, why settle for less, when you can have the best!"

  -Donna Haitston , Client

"Berna and Bill were very patient and professinal throughout the entire home buying process. My husband and I started out looking to just rent a house but with the assistance of Berna and Bill were able to buy our dream house for cheaper than renting a house. Thanks guys!"

  -Tasha Blount, Client

"First I would like to start by saying thank you so much to the Petry Team for all there hard work. From start to finish this team worked none stop to provide superb support, guidance and tones of knowledge. If you need a home and regardless if you "think" it can not be done. Please consult with Bill and Berna Petry first. Very professional, honest, helpful and hardworking people. Dedicated to there clients needs."

  -Tony Davis, Client

"I have recommended Bill and Berna Petry to everyone that is thinking of purchasing a home. From day one when my son recommended them to me, they treated me like family. They were with us through out the entire process of buying our home. They made the experience of buying a home very easy and pain free. All questions were answered and explained in full details. They guided us through this process from the loan application until the day we moved into our new home. They were right by our side, teaching and encouraging us. They made it such a wonderful experience and my wife and I can't Thank them enough for such caring and professional service. I would proudly recommend them to anyone who wants great friendly service, from two people that really know the housing business."

  -Donald Cowles, Client

"I have worked with Berna Able many times over the past 10 years handling the closings for her clients. This is one Realtor who will take on clients that may not have the best credit which other Realtors may not even want to bother with. Berna clearly cares very much about her clients and takes a personal interest in making sure they get a home that they are happy with. I highly recommend this exceptional Realtor."

  -Joan Walker, Colleague

"**Continued** (Part 2) When I met Bill and Berna from Ratterree Realty, LLC our prayers were answered and that is not embellishment. We had no idea what to do. There was even an apartment community that told us if we prepaid 6 months rent we could live in their community. That would have been $12000 plus a double deposit. We felt hopeless until we met Bill and Berna. My wife and I scheduled a meeting and we were nervous. Bill and Berna made us feel so comfortable we were able to discuss our situation and they really understood. In a matter of ten minutes we were shown how to improve our credit score even with the Chapter 13. They explained their system to help us, and it made complete sense. We never would have been able to find a place without their help."

  -Lawrence and Family, Client

"Bill and Berna Petry were the best. While transitioning from Florida to Virginia, Bill and Berna Petry made the process of buying a house extremely easy and efficient. This was my 3rd time purchasing a house and the experience they have as a team was fundamental to an easy process and final completion of my house purchase. I can unreserved;y and wholeheartedly recommend Bill and Berna Petry to you."

  -Joseph Heffern, Client

"I have moved a number of times during my military career and dealt with many Realtors as I bought, sold and/or rented a home. I always felt that many of the Realtors were just going through the motion and did bare minimum for me to achieve whatever I was trying to do – buy, sell or rent a property. About three years ago I had the privilege of meeting Berna Able as I was trying to rent one of my homes. I was immediately impressed with her professional demeanor and her willingness to assist. After agreeing to have her list my property, not only was she extremely thorough with all the paperwork involved, she was always responsive to everything that I asked or needed but most importantly – she was very honest and sincere about everything she did! Because of Berna’s professionalism, thoroughness, honesty and can do attitude; I have been doing business with Berna ever since. She has helped me to purchase a few more investment/rental properties and also find wonderful tenants in a timel"

  -B. Naraine, Client

"Words couldn't even begin to describe how my family and I feel about Berna Able and Bill. They helped us when no one else could. We were in a difficult situation and were losing all hope. They worked diligently to get us the home we wanted, showed us how to repair our credit, how to maintain our credit, and explained every step of the way. They are great people. We were so blessed to have met them. I would recommend them to anyone! I don't know where we'd be without them. I can never thank them enough."

  -Madison, Client

"Bill and Berna can work magic, even with the most difficult of clients!! They keep a happy face and the customer happy no matter how hard it gets. Then never give up, until they find the perfect house for your family. By the way Bill and Berna, M was the first in the pool with the day after we moved in!! Great Job and you have my phone number you may share for a recommendation from me anytime. Respectfully, James Roach Former United States Marine!!"

  -James Roach, Client

"Bill and Berna was great! They helped us get out of mortgagethru the short sell process. The process was very fast and they also helped us to find another place to dwell. I really look forward to working with them again in the near future. I would recommend them to anyone whom needs a home or trying to sell a home. They know exactly what they are doing! Thanks again, Bill and Berna Petry."

  - Bradford, Client

"“Berna is very dedicated, extremely competent and has an excellent rapport with people. She has helped me through my short sale process without judgement and always encouraging me to follow through.” Nancy P. 2012"

  -Nancy P. (2012), Client

"I have recommended they to anyone I know. They are extremely supportive and patient, very professional. They take the time to explain things and make sure you understand it before moving on. If I had to do it again I'd definitely go with them. Thank You two so much when things were crazy Berna can sooth the anxiety. I am extremely blessed to have haf them in my corner during my purchase!! Thank you both! Stay Blessed!"

  -Karen Spurill, Client

"I had the pleasure of working with Bill and Berna on multiple occasions on my investment properties, they are not just a realtor who helps you market your property, they give you professional advice, pros and cons and try to help the clients in the best possible way. I will never hesitate to call them when I need some help and advice. I recommend both of them for any real estate related transaction "

  -Prakash Banavar, Client

"Bill and Berna were the most professional team i have ever had the pleasure ofworking with. They were with me through evey step of the home buying process and was always available for a phone call or text. It seemed at times that I was there only client, as they were so quick to respond. If you are looking to buy and are unsure if you are able to do so. I would not hesitate to call and work with them. As a matter of fact, if ever i decide to move or buy another house, they WILL be my fist call. Thanks for a great Experience! "

  -J. Thomas, Client

"USDA - 100% LOAN - given to TG following a short sale one year ago....."

  -TG, Other

" Bill and Berna Petry are truly a "DREAM TEAM"!! The did the unexpected and got us our home that we never thought we would own. They were truly heaven sent and made some miracles happen. It started out rough and we were very frustrated and almost gave up and in fact was filing bankruptcy but God said different. They are very determined to help someone get into a home and they know their stuff all the way to closing. I definitely recommend them both to help anyone into a home. "

  -Chambers Family, Client

"Before I met Berna and Bill, I had been told a 100 reasons why I cannot buy a home. My rental application was being rejected every place I went. I didn't know what to do. I found an ad for Berna and Bill on the internet, and from that point on - I was given hope, respect, friendliness, honesty, and true concern for my situation. I now have a home for my family and with their help I plan to own a home in the near future...."

  -Annonymous, Client

"I have been working with Bill and Berna for my first home buying experience and they have been fantastic! They have been very caring from the start; I immediately felt comfortable with them and I knew I found the right team to help me. Berna looked at my situation from top to bottom and said “You can do this!” She advised me on what to do to strengthen my credit scores and has guided me every step of the way. Even when I became discouraged during the process she would genuinely encourage me. She stayed in constant contact with me and ensured I was always in the know. As we viewed homes Bill’s knowledge was superb; he’s always able to spot things that the consumer wouldn’t notice and provide excellent advice based on my needs versus wants. With his help I found the PERFECT home that meets all my wants and needs at an awesome price! When you get excited about buying a home, they get excited about it, too! They treat the experience as if it is their own; they are truly in it with"

  -Linda Williams-Jasper, Client

"I had the pleasure of working with Bill and Berna for many months while shopping for a new home for my daughter and I. They were very patient, courteous, and kind through the entire home-buying process. They showed me the best homes for my budget and lifestyle. They did an outstanding job negotiating with the seller’s agent and stayed dedicated to getting me the best offer. They were always very obliging and available to answer any questions I had when searching for a new home and especially during lending process which can be very stressful and burdensome. I would definitely recommend The Petry Team for anyone searching for a dedicated and honest realty service!!!"

  -Francine B., Client

"Working with Berna and Bill made our homebuying experience painless. They were both amazing to work with. We found a home and closed on it in 30 days! We couldn't have done it without them. I highly recommend them for anyone looking for a home!"

  -Cynthia and Kevin, Client

"Another client moved into their brand new home for $205,000 today.  Less than perfect credit, but a willingness to work and realign their credit to meet the mortgage industry requirements  in a matter of months. equals new keys to a brand new (never lived in) home....   "

  -Berna Petry, Other

"I am a second time home buyer and did not know much about the home purchasing process for the first time until I met Ms. Able. She is so passionate about what she does and very good at it. She took time to walk me through the process through email correspondents, texting and more importantly having meetings in her office. She advocated on my behalf from ensuring my credit report meets criteria to identifying homes and showing. I cannot thank her enough for putting in my dream home. I love it!! Wency! "

  -Wency Chapnkem, Friend

"I would HIGHLY recommend Berna and her team. She worked a miracle for our family when we relocated recently and we couldn't be happier with how it worked out. We are very grateful we found Berna and are very, very happy in our home! "

  -Stephanie Russell, Client

"Bill is an amazing Realtor! He was the absolute best agent a family could ask for!!! Bill and Berna are the absolute best Realty team I have ever dealt with, and our team for life! Thank Y'all so much!!!!"

  -Patrick and Veronica, Client

"Bill and Berna Petry are an excellent team. They know the process hands down and will always steer you in the right direction. They were always honest with me and answered all my questions. Sometimes I felt like I was driving Bill crazy but he is very patient and accommodating. Bill and Berna really take a vested interest in helping you get the home that you really deserve. I had some crying spells, frustration and a few disappointments but in the long run I found that home I want and I am so delighted. If you are looking for a team who has your best interest at heart. Use Bill and Berna. I love you guys!!!!"

  -Leslie Brown, Client

""Berna went above and beyond from what was expected of her. She is a very caring real estate agent and I felt very fortunate to have her assist me with the home buying process in this new market! Being a previous home buyer, many things have changed and as issues arose, she was first at bat to overcome it and make sure the process went as smoothly as possible. Thank you for everything, we love our new home!""

  -Jenny Bagwell (posted 2013), Client

"This week, we have approved 4 new buyers who didn't think they could own. One had late payments and collections as recent as last month, another experienced a short sale one year ago, the third has open collections and can buy without paying them--with his VA loan, and the last one had a bankruptcy, foreclosure and open collection accounts after the bankruptcy - but they can buy due to the lender's we are affiliated with and their extraordinary circumstances..."

  -Berna, Other

"I never in my wildest dreams thought I would ever own a home, I was very wrong. I met with Bill & Berna on a Saturday morning and we went over what I needed to do. Within 30 days my credit cards were paid off and I was able to look for my home. I put a contract on the very first house I saw. They took the time to listen to what I wanted and what I needed. I can't thank them enough for making my dreams come true! "

  -Melissa S, Client

"*Continued (part 2) refinance or if I do decide to sell my home or buy a new one!!! Again, I would strongly recommend Berna because she will work with you from beginning to an end; she will stand by you to give you support!!! "

  -Tony and Ann, Client

"Berna has been amazing from the start she really worked with me and explained anything and everything and was by my side every step of the way even when I decided to build my home she helped me all the way through and worked hard to make sure I closed on my home !! "

  -Myranda Rollins, Client

"I would highly recommend Berna Able and Bill Petry to anyone looking to purchase a home. We started the process during 2013. They both worked very diligently with us throughout the process by telling us the steps we needed to take in order to become home owners. During this process, Berna instructed us what and how to increase credit scores and pay off old debts. Berna is very good with putting you with the right lenders and explaining the documentations that will follow. She will not allow you to be mislead or deceived. Bill was always looking ahead at properties while Berna worked behind the scenes. Bill provided his expertise every time we looked at a different property. It truly paid off. We closed on our house on the 23 of May 2014, and we have been in heaven every since."

  -Brian and Tonya Woods, Client

"The Petty Team is wonderful, from the start they put me at ease. I had talked to other realtors concerning my bankruptcy and it seemed like I had to jump through hoops to buy a home. The Petry Team gave me hope from they beginning. The explained the whole process to me and the necessary steps that I had to take. Once I did those things the process went fast. I will be closing on my home soon. I am one happy lady ??? "

  -Lisa Washington , Client

"Halleluiah, I’m a homeowner once again! I give honor to God and I thank Him for allowing my path to cross Bill and Berna Petry. They are genuinely wonderful people!! I am the client mentioned by Berna that filed bankruptcy 2 years and 1 day before closing on my home on September 25th. I am still amazed of the dynamic support I received from the Petry Team. They are both amazing people and very supportive! I always knew I would become a homeowner again, but I didn’t think the process of homeownership after bankruptcy would be easy, but it was very easy!! Berna guided me through the process of increasing my credit score and Bill showed me wonderful homes. I will definitely support their team by recommending others to utilize the skillset this team has acquired over the years to help people who has challenges with credit history. Way to go Team!!! "

  -Y.Myers, Client