Bill and Berna Petry
M: (540) 809-7548 mobile
O: (703) 772-7630 office

Bill and Berna Petry

The Petry Team
License #:
0225 057610

 ***Nothing says more about a team than the recommendations of those clients that they have helped in the past...  Scroll toward the bottom of this page to read what our clients think of us.........***


  Affected by Foreclosure? Short Sale? Tax liens? Judgements? Bankruptcy? Collection Accounts?  Less Than Perfect Credit?  


Our Programs are designed for those with less than perfect credit.  For more than 15 years we have been assisting those with less than perfect credit to find housing.  We have three preferred lenders in the local area who assist our clients in realigning their credit to meet the mortgage industry requirements.  How?  By evaluating each individual and circumstance and creating a plan to get you from where you are now – to home ownership.  The average time to realign the credit and qualify is 0-6 months. 

To talk to one of our team members ASAP - please call or text one of the following numbers:  (540) 809-7548 or (703) 772-7630 or to get a package and more information - answer the following questions in an email and one of our team members will respond ASAP: 

1. What is your name?

2. What is your phone number?

3. What is the best way to reach you? Best time to reach you?

4. Where do you want to live?

5. Do you want to rent, rent-to-own or buy? What is your goal?

6. How many bedrooms and bathrooms do you need?

7. What price range are you looking in? Monthly rent amount? Monthly mortgage amount?

8. What is your total household income prior to taxes?
9. Are you currently renting? If so, How long?  How much is the rent? 
10. Are you eligible for a VA loan? 
11. Do you have monies set aside for deposits and such? 
12. Do you have any pets?  If so, how many and what kind?
13. What is your target date for moving? 
14. How would you describe your credit score?   Do you know what the score is? 
15. Have you filed for bankruptcy within the past three years?   If so, when was it discharged? 
16. Have you experienced a foreclosure within the past three years?  When was it foreclosed?   What is the property address?  
17. Do you have good rental history for the past twelve months? 
18. Are you currently being evicted? 
19. Have you been evicted or had an unlawful detainer filed against you in the last three years? 
20. What other information do you consider important when considering your information?

Need to move now – but cannot qualify to buy?  We have several homes available that may offer the rent-to-own option.  To view a list of these homes in Fairfax County, Prince William County, Stafford County and Spotsylvania County, please email and request a current list.   

 Bill and Berna Petry

"The Petry Team"

Samson Properties
1440 Central Park Blvd, #210
Fredericksburg, VA 22401
(540) 809-7548 (Cell) or (703) 772-7630 (Email)

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"Berna and Bill are the not only the greatest real estate team, they are amazing wonderful people to. I have never felt so cared about in the world of customer relations, they truly work hard to help you into your new home. We started in the 500's of a credit score, and we were after our dream home, we felt it would never happen, but after all was said and done Berna got us in the mid 600's and put us in our dream home with a interest rate of 4.25%!!!!!! She will truly work day and night for you, she is an honest wonderful person and really fights for you and cares. Our family will be forever grateful for her making our dream come true. I know sometime when you read these recommendations you ask yourself "are these real posts" yes trust me I am a real client and will forever use the Berna Able team!"

  -The Gwinner's, Client

"Congratulations to Claude and his family for closing on their new home this week! It was a great pleasure getting to know your family and we hope that you will always think of us for your real estate needs! Thank you for using New Castle for your home inspection needs.... Enjoy your trips that are planned to Africa and Paris... "

  -B and B Team, Other

"I have worked with Berna Able many times over the past 10 years handling the closings for her clients. This is one Realtor who will take on clients that may not have the best credit which other Realtors may not even want to bother with. Berna clearly cares very much about her clients and takes a personal interest in making sure they get a home that they are happy with. I highly recommend this exceptional Realtor."

  -Joan Walker, Colleague

"Congratulations to CB and his family for the purchase of their new home! We started with low scores but within 6 months you have the key to your new home! The buyer's program does work..."

  -B and B Team, Other

Samson Properties
1440 Central Park Blvd, Suite 210
Fredericksburg, VA