"I would highly recommend Bill & Berna. My husband and I were looking to buy our first home within a few months since we were expecting our first child. We were worried we wouldn't be accepted for anything since we didn't have the greatest credit. We were wrong! With Bill & Berna's help, we were able to make an offer on the house we wanted and got accepted! We were so happy! Not only did they help us get into a house quickly before our baby came, they also guided us and helped us with our credit scores. We couldn't be happier with their help - they are friendly, down to earth and professional to work with. They also were always on top of getting in touch and reaching back out to us! "

  -Amy Bell, Client

""Started with a simple phone call in which I asked could we possibly purchase instead of renting, ANSWER WAS YES! Even though we were in a Chapter 13 BK, after I answered some prelim questions, the answer was YES! I always thought it could be a chance, but David and Berna always said YES! Berna has had an enormous amount of experience with BK's etc, and she never doubted once if I could be approved. This being my first time going through the home buying experience, I did do my homework to try and know as much as possible. But David answered and thoroughly explained every uncertainty I had. I know I'll be using their services in the near future. I truly must say it was a pleasure to have use Samson my first time purchasing!""

  -Terrence, Client

"My husband and I have had the pleasure of working with Berna for a few weeks now and she has lifted our spirits in regards to owning a home. She continues to amaze me with the knowledge, advice, guidance and drive she has to help us attain the dream home we have been imagining. after raising our credit scores from low 500s to 600s in less than 2 weeks has my confidence at 100% in her abilities and hope to be in our new home in no time. I would recommend this team to anyone with doubts in regards to home ownership due to credit obstacles. Berna can make it happen! ??"

  -Ashley S., Client

"Words couldn't even begin to describe how my family and I feel about Berna Able and Bill. They helped us when no one else could. We were in a difficult situation and were losing all hope. They worked diligently to get us the home we wanted, showed us how to repair our credit, how to maintain our credit, and explained every step of the way. They are great people. We were so blessed to have met them. I would recommend them to anyone! I don't know where we'd be without them. I can never thank them enough."

  -Madison, Client

"I have worked with Berna Able many times over the past 10 years handling the closings for her clients. This is one Realtor who will take on clients that may not have the best credit which other Realtors may not even want to bother with. Berna clearly cares very much about her clients and takes a personal interest in making sure they get a home that they are happy with. I highly recommend this exceptional Realtor."

  -Joan Walker, Colleague

"Congratulations to CB and his family for the purchase of their new home! We started with low scores but within 6 months you have the key to your new home! The buyer's program does work..."

  -B and B Team, Other

"It was a pleasure to deal with Berna and Bill not just professionally but personally as well. They were available any time even when matters arose not strictly connected to their job. It was a great team. Thanks to both of you"

  -Salvina, Client

"Best Agents Ever! Berna and Bill work very hard for their clients - every day - all day! You can always reach them - even until very late in the evening... They are concerned about every detail and explain things so that even a first time homebuyer understands. I had been elsewhere trying to get a home loan - but Berna and Bill knew more than one lender that could work with my credit situation. They found options for me when I thought there were not any...."

  -Client and Friend, Other

"Though our home search. Both Bill and Berna were right there not matter what the question or concern was. They helped us through the entire process of buying our home. Coming from bankruptcy and low credit scores they worked with us to insure we found a great home to blend out families. Thank you for all your help. "

  -Angelina and William, Client

"Great Team!"

  -ZZ, Client

"Berna and Bill are the not only the greatest real estate team, they are amazing wonderful people to. I have never felt so cared about in the world of customer relations, they truly work hard to help you into your new home. We started in the 500's of a credit score, and we were after our dream home, we felt it would never happen, but after all was said and done Berna got us in the mid 600's and put us in our dream home with a interest rate of 4.25%!!!!!! She will truly work day and night for you, she is an honest wonderful person and really fights for you and cares. Our family will be forever grateful for her making our dream come true. I know sometime when you read these recommendations you ask yourself "are these real posts" yes trust me I am a real client and will forever use the Berna Able team!"

  -The Gwinner's, Client

"I would highly recommend Berna Able and Bill Petry to anyone looking to purchase a home. We started working on purchasing our home April 18, 2014 and closed May 21, 2014, they made the process of buying our home exceptionally easy from beginning to end. If you need 2 exceptional realtor call the B & B Team, Berna Able and Bill Petry."

  -Greg and Ruby Giles, Client

"I would highly recommend Berna Able and Bill Petry to anyone looking to purchase a home. We started the process during 2013. They both worked very diligently with us throughout the process by telling us the steps we needed to take in order to become home owners. During this process, Berna instructed us what and how to increase credit scores and pay off old debts. Berna is very good with putting you with the right lenders and explaining the documentations that will follow. She will not allow you to be mislead or deceived. Bill was always looking ahead at properties while Berna worked behind the scenes. Bill provided his expertise every time we looked at a different property. It truly paid off. We closed on our house on the 23 of May 2014, and we have been in heaven every since."

  -Brian and Tonya Woods, Client

"After a month of trying to rent my house out on my own, I turned to Berna. I had a poor experience with another realtor recently so I was hesitant to hand things over to Berna and Bill but I am so glad I did! Berna was able to quickly find a tenant for my property with just one open house! And not only a tenant, but a rent to own tenant which is exactly what I was hoping for! In dealing with her over the past several weeks I have found her to be extremely professional, responsive, and always willing to go above and beyond to help me during the process. She and Bill have been particularly helpful in keeping me up to date on things and assisting me in getting the house ready for occupancy. I would highly recommend their services and will use them for any future needs that I have in the VA area. You can't go wrong with Berna and Bill! "

  -Lisa Hodge, Client

"“Berna is very dedicated, extremely competent and has an excellent rapport with people. She has helped me through my short sale process without judgement and always encouraging me to follow through.” Nancy P. 2012"

  -Nancy P. (2012), Client

"Many believe that because they have suffered credit problems in the past that buying a home is impossible or the type of home they could by or interest rate is less than what they want...  Not so! After months of construction - another client has gotten the keys to their BRAND NEW $498,000 HOME and are smiling big after moving in over the weekend.  Past foreclosures do not need to prevent you from owning a home again.  With our lenders - there is hope for everyone!  If you are a veteran, it may be possible to buy a home with less than perfect credit with little or no money out of pocket.  Buying a home is made simple and possible despite past foreclosures, judgements, tax liens, open collections, repossessions, and other very difficult credit situations...  You can also get interest rates very similar to those with the best credit....give the Petry Team a call..."

  -Berna Petry, Other

"I would call Berna and Bill our Realtors, our friends and our :unrelated relatives." Our experience buying a house with them was nothing short of exceptional. This was the fastest and easiest process we have ever been through. They work with you, not for you, to help you have the very best experience ever. We have already recommended them to friends, family members and strangers on the street. Where other Realtors said, "It can't be done" Berna and Bill said "We will help you make it happen." We highly recommend that you take the time to speak with them, not matter what your situation. Good luck and God Bless."

  -Herb and Dorine Moyer, Other

"I would HIGHLY recommend Berna and her team. She worked a miracle for our family when we relocated recently and we couldn't be happier with how it worked out. We are very grateful we found Berna and are very, very happy in our home! "

  -Stephanie Russell, Client

"USDA - 100% LOAN - given to TG following a short sale one year ago....."

  -TG, Other

" There’s not enough words I could say to express how grateful and I am to have found such professionalism. Berna is exceptional at what she does, from working with your credit right through approval’s. I don’t think so anyone else in could’ve gotten me the type of house that she did. The other half of the great team is Bill, he is extremely knowledgeable in his area and and could find you the perfect house and just by asking you a few simple questions. I Truly believe no one is going to treat you better and or find you a better home than they will!"

  - Vincent CHow gratefulTruly believe no one is goin, Client

""It was great pleasure working with Bill and Berna recently on one of our rental property. I could not believe my self that they found a renter in less than 2 weeks and got us little more than listed price.(They both are the best) I had worked with both of them multiple occasions on my investment properties. they are not just a realtor who helps you market your property, they give you professional advice, pros and cons and try to help the clients in the best possible way. I will never hesitate to call them when I need some help and advice. I recommend both of them for any real estate related transaction ""

  -Prakash Banavar, Client

"**Continued** (Part 2) When I met Bill and Berna from Ratterree Realty, LLC our prayers were answered and that is not embellishment. We had no idea what to do. There was even an apartment community that told us if we prepaid 6 months rent we could live in their community. That would have been $12000 plus a double deposit. We felt hopeless until we met Bill and Berna. My wife and I scheduled a meeting and we were nervous. Bill and Berna made us feel so comfortable we were able to discuss our situation and they really understood. In a matter of ten minutes we were shown how to improve our credit score even with the Chapter 13. They explained their system to help us, and it made complete sense. We never would have been able to find a place without their help."

  -Lawrence and Family, Client

"Bill and Berna made our dream of home ownership come true! They worked hard to find us a lender, and they worked hard to make things move forward for us. We are thankful to have our first home and were very happy with their services."

  -Mr. & Mrs. Perch, Client

"I have had the pleasure of working with Ms. Berna Petry since October 2017. I have talked and met with several realtors in the area and I was always given the answer get your scores up or we will get in touch with you. But when I called Ms. Berna she set up a time for me to come in meet and talk with her. Ms. Berna didn't tell me no you cannot purchase a home, she told me what I had do to get a home. Since I have been working with Ms. Berna my score has gone up and I just put a contract on a home. My dream of homeownership has come true. Ms. Berna has such a sweet spirit and strong faith. There were times when I got a discourage and she would tell me I am going to pray. When you have a realtor that is not afraid to pray for you and give you hope, that is such a Blessing . Ms. Berna never let me down and she works so hard for her clients. I recommend anyone looking for a home and think they cannot purchase call Ms. Berna, she will make it happen. What a Blessing Ms. Berna she is."

  -Bonnie, Client

"Bill is an amazing Realtor! He was the absolute best agent a family could ask for!!! Bill and Berna are the absolute best Realty team I have ever dealt with, and our team for life! Thank Y'all so much!!!!"

  -Patrick and Veronica, Client

"Bill and Berna Petry were the best. While transitioning from Florida to Virginia, Bill and Berna Petry made the process of buying a house extremely easy and efficient. This was my 3rd time purchasing a house and the experience they have as a team was fundamental to an easy process and final completion of my house purchase. I can unreserved;y and wholeheartedly recommend Bill and Berna Petry to you."

  -Joseph Heffern, Client

"Working with Bill and Berna Petry was a pleasure. When I first contacted the Petry Team I wasn't sure whether or not my credit scores were good enough to purchase a home right away so I was inquiring about their other programs that they offer but, once Berna and I spoke, she gathered my information, talked it over with her loan officer and find out that I could buy a home now. The following weekend I met with Bill to look at a couple of properties and found the home I liked. We put the offer on the home and within 45 days I was moving into my new home. I would recommend this Team to anyone who is looking to purchase a home and need assistance from people that are very trustworthy and efficient. They are with you every step of the way and will assist with the loan process as if it were them that are purchasing the home. When my children are ready to purchase their first homes I will be sure to call The Petry Team! S.Grigsby"

  -S. Grigsby, Client

"Initially, I was skeptical thinking their program was similar to a get rich quick scheme. However, it didn't take me long to know that this team is the real deal. They both work extremely hard for you in finding you a home, even with bad/poor credit. There is nothing that stops them from moving forward on your needs and providing you with the service that they guarantee will assist in you meeting your goals. They have made me and my family very happy with the home we are in, thanks to their diligent and never ending achievements. In the future, I look forward to working with them again."

  -William kent, Client

"The Petty Team is wonderful, from the start they put me at ease. I had talked to other realtors concerning my bankruptcy and it seemed like I had to jump through hoops to buy a home. The Petry Team gave me hope from they beginning. The explained the whole process to me and the necessary steps that I had to take. Once I did those things the process went fast. I will be closing on my home soon. I am one happy lady ??? "

  -Lisa Washington , Client

"My wife and I would highly recommend Berna Able with Ratterree and Associates. She has proven to be a very knowledgeable, realible Realator. Mrs Able is a professional, courteous, realiabe and supportive of her clients. She returns calls and answers questions of her clients. We thank you Berna for helping us to find our dream home Robert & Betty"

  -Robert and Betty Jones (Posted 2012), Client

"Congratulations to Claude and his family for closing on their new home this week! It was a great pleasure getting to know your family and we hope that you will always think of us for your real estate needs! Thank you for using New Castle for your home inspection needs.... Enjoy your trips that are planned to Africa and Paris... "

  -B and B Team, Other

"Your service and professionalism was excellent!! You stayed engaged and kept us informed. We thank you for a job well done!! (Nov 2013)"

  -Moore Family, Client

"I would highly recommended Berna Able to anyone looking to purchase a house. After several attempts at trying to get approved in the home buying process and being turned down, me and my husband were beginning to give up. After being introduced to Berna through a family member, things begun to take a new turn. She took her time and explained the house buying process. My credit wasn't the greatest, but in the span of 3months, we were able to improve it and I became qualified for a mortgage loan, and I am now enjoying home ownership! Thanks Berna..."

  -T.Banks, Client

"Berna has been amazing from the start she really worked with me and explained anything and everything and was by my side every step of the way even when I decided to build my home she helped me all the way through and worked hard to make sure I closed on my home !! "

  -Myranda Rollins, Client

"Berna Able is a class act- professional, knowledgeable and consistent. We're fortunate to have her on our side during this process- selling our first home and buying our new home. She is the best real estate professional we have ever met. (Oct 2012) Chris and Kim A"

  -Chris and Kim Arrington, Client

"(Part 1) I would highly recommend Berna Able to anyone looking to repair credits or purchase a home. My journey started back in June 2012 when my credit score was not perfect and I have used several credit repair agencies that promise to help but instead, scammed me for the money. My sister-in-law, who has used Berna as an agent and credit repairs, referred me. I started the process during 2012. She worked very hard and encouraging me throughout the process by telling me the steps I needed to take in order to become homeowners. During this process, Berna stand by me and guided me on what and how to increase my credit scores and paying off all my old debts. Berna is very intelligence and knowledgeable with putting you with the right lenders and explaining processes and documentations that will follow. After two long years, in the last week of June 2014, I was able to settle and moved in my dream home!!! Now, I consider Berna as my friend and I will surely use her again for "

  -Tony and Ann, Client

"Bill and Berna worked with me to find a home for my family in a neighborhood that I absolutely love. I look forward to using their team next year through the buying process and I would recommend them to anyone looking for a professional team for guidance. "

  -A. Jackson, Client

"Berna and Bill are very knowledgeable and most professional. They help my wife and I prepare to purchase a home by helping us repair our credit. Everything they suggested improved our credit every month, they helped us set realistic goals and were right on target with out time expectancy to purchase a home. They gave us a goal of a year to purchase from the time we first met with them, and we were at closing in 9 months. Berna and Bill were very understanding and never pushy, they always were respectful of our time and money. I can't say enough about the service my wife and I received, they provide the customer service a person dreams to have when purchasing anything. I would recommend and have recommended their service to any and everyone I know. I was able to meet Berna and Bill through one of their clients who recommended me to them due to their positive experience. "

  -Rashawn Cowles, Client

"**Due to lack of space, I will post my story in three (3) parts** (Part 1) My issue was taxes that developed into a Chapter 13 Bankruptcy. I took a new job with a higher salary and a great new outlook and decided to move cross-country from California to the DC area. After my family and I got back on our feet and were financially ready to find a home we ran into one roadblock after another. We applied to rent a property or an apartment and paid all the application fees just to be told no. We were literally giving hundreds of dollars away just to be told we were not worthy. Although a Chapter 13 is paying 100% of what we owed it didn’t seem to matter to people. The lower credit score only compounded our difficulties. "

  -Lawrence and Family, Client

"****Continued*** (Part 3) In the end, my family is living in a place that turns out to better than anything we ever expected. I will absolutely let Bill and Berna help us purchase a house when the time is right. I can’t possibly state enough what a blessing it was to find Bill and Berna with Ratterree Realty. Our prayers have been answered and thank you so much for affecting our lives in such a wonderful way! "

  -Lawrence and Family, Client

"Berna and Bill were very patient and professinal throughout the entire home buying process. My husband and I started out looking to just rent a house but with the assistance of Berna and Bill were able to buy our dream house for cheaper than renting a house. Thanks guys!"

  -Tasha Blount, Client

" Bill and Berna Petry are truly a "DREAM TEAM"!! The did the unexpected and got us our home that we never thought we would own. They were truly heaven sent and made some miracles happen. It started out rough and we were very frustrated and almost gave up and in fact was filing bankruptcy but God said different. They are very determined to help someone get into a home and they know their stuff all the way to closing. I definitely recommend them both to help anyone into a home. "

  -Chambers Family, Client

"Berna is fabulous. She sold me my first home. She is with you during the whole process. I have enjoyed Berna and have referred her services to family friends. I highly recommend Samson Properties to anyone. "

  -Nicole , Client

"I had the pleasure of working with Bill and Berna for many months while shopping for a new home for my daughter and I. They were very patient, courteous, and kind through the entire home-buying process. They showed me the best homes for my budget and lifestyle. They did an outstanding job negotiating with the seller’s agent and stayed dedicated to getting me the best offer. They were always very obliging and available to answer any questions I had when searching for a new home and especially during lending process which can be very stressful and burdensome. I would definitely recommend The Petry Team for anyone searching for a dedicated and honest realty service!!!"

  -Francine B., Client

"Bill and Berna are amazingly wonderful friends who works well together. They provide excellent customer service and put their clients needs first. Being a first time home buyer was eventful. Berna and Bill were right their with me through this whole process: answering questions, showing me homes, checking and encouraging me. Thank you for finding a lending that gave me a great interest rate and mortgage payment. Lender that will patiently address your questions and concerns. Most importantly thank you Bill and Berna for showing me a Beautiful Tricord home that I purchased. I want to personally say thank you and God Bless you for all your hard work, dedication and strength. Thank you for not giving up on me. I really appreciate you both. I highly recommend Bill and Berna. "

  -Nicole Daniels, Friend

"I am a second time home buyer and did not know much about the home purchasing process for the first time until I met Ms. Able. She is so passionate about what she does and very good at it. She took time to walk me through the process through email correspondents, texting and more importantly having meetings in her office. She advocated on my behalf from ensuring my credit report meets criteria to identifying homes and showing. I cannot thank her enough for putting in my dream home. I love it!! Wency! "

  -Wency Chapnkem, Friend

"Berna and Bill are excellent! They are professional and personable and friendly!! They helped me find a home to rent in an impossible situation! I actually received several "yeses" when I had been previously disapproved because of my less than favorable credit situation. They worked with me, explained everything to me and walked me through it every step of the way! And they continue to guide me, even now, as I work toward buying a home next year! They are indeed the exception to the rule, and they are AWESOME! I am blessed to have met them!"

  -Keisha W., Client

"Bill and Berna were the most professional team i have ever had the pleasure ofworking with. They were with me through evey step of the home buying process and was always available for a phone call or text. It seemed at times that I was there only client, as they were so quick to respond. If you are looking to buy and are unsure if you are able to do so. I would not hesitate to call and work with them. As a matter of fact, if ever i decide to move or buy another house, they WILL be my fist call. Thanks for a great Experience! "

  -J. Thomas, Client

"Berna and Bill are great, well they got us our dream house, i couldn't believe it until closing day, my credit was bad, i had no money to put down, they still managed to get us in our house. They have outstanding customer service skills, they treated my purchase like it was their own. Hoo hoo thank you Berna and Bill, thanks for the mansion, my kids are loving it. Keep up the good job ya are awesome. God bless ya both "

  -Hansly mesidor, Client

"First I would like to start by saying thank you so much to the Petry Team for all there hard work. From start to finish this team worked none stop to provide superb support, guidance and tones of knowledge. If you need a home and regardless if you "think" it can not be done. Please consult with Bill and Berna Petry first. Very professional, honest, helpful and hardworking people. Dedicated to there clients needs."

  -Tony Davis, Client