"Berna and Bill are the not only the greatest real estate team, they are amazing wonderful people to. I have never felt so cared about in the world of customer relations, they truly work hard to help you into your new home. We started in the 500's of a credit score, and we were after our dream home, we felt it would never happen, but after all was said and done Berna got us in the mid 600's and put us in our dream home with a interest rate of 4.25%!!!!!! She will truly work day and night for you, she is an honest wonderful person and really fights for you and cares. Our family will be forever grateful for her making our dream come true. I know sometime when you read these recommendations you ask yourself "are these real posts" yes trust me I am a real client and will forever use the Berna Able team!"

  -The Gwinner's, Client

"Congratulations to Claude and his family for closing on their new home this week! It was a great pleasure getting to know your family and we hope that you will always think of us for your real estate needs! Thank you for using New Castle for your home inspection needs.... Enjoy your trips that are planned to Africa and Paris... "

  -B and B Team, Other

"I have worked with Berna Able many times over the past 10 years handling the closings for her clients. This is one Realtor who will take on clients that may not have the best credit which other Realtors may not even want to bother with. Berna clearly cares very much about her clients and takes a personal interest in making sure they get a home that they are happy with. I highly recommend this exceptional Realtor."

  -Joan Walker, Colleague

"Congratulations to CB and his family for the purchase of their new home! We started with low scores but within 6 months you have the key to your new home! The buyer's program does work..."

  -B and B Team, Other

"Though our home search. Both Bill and Berna were right there not matter what the question or concern was. They helped us through the entire process of buying our home. Coming from bankruptcy and low credit scores they worked with us to insure we found a great home to blend out families. Thank you for all your help. "

  -Angelina and William, Client

"First I would like to start by saying thank you so much to the Petry Team for all there hard work. From start to finish this team worked none stop to provide superb support, guidance and tones of knowledge. If you need a home and regardless if you "think" it can not be done. Please consult with Bill and Berna Petry first. Very professional, honest, helpful and hardworking people. Dedicated to there clients needs."

  -Tony Davis, Client

"Berna and Bill are the best real estate agents you could ask for. My family and I had been looking for a place to move since August of 2012 with no luck and couldn't get approved anywhere because of our financial situation. We begin working with Berna and Bill in early April and with their help on April 28th we moved into our new home (which we are loving). They gave us different options and explained everything to us in detail so we could fully grasp everything about trying to purchase a home. They even help you with your credit so if you are not qualified to buy a home, they will guide you along the way to get you qualified. Honestly I had gave up looking for home until Berna and Bill came along. I would recommend them to anyone and already have to a few of my friends. Not only are they good real estate agents, they are just good people in general which made this whole experience just great all around. Thanks Berna and Bill. 4/30/13"

  -Kevin and Jessica Tucker (2013), Client

"Best Agents Ever! Berna and Bill work very hard for their clients - every day - all day! You can always reach them - even until very late in the evening... They are concerned about every detail and explain things so that even a first time homebuyer understands. I had been elsewhere trying to get a home loan - but Berna and Bill knew more than one lender that could work with my credit situation. They found options for me when I thought there were not any...."

  -Client and Friend, Other

"Berna has been amazing from the start she really worked with me and explained anything and everything and was by my side every step of the way even when I decided to build my home she helped me all the way through and worked hard to make sure I closed on my home !! "

  -Myranda Rollins, Client

" Bill and Berna Petry are truly a "DREAM TEAM"!! The did the unexpected and got us our home that we never thought we would own. They were truly heaven sent and made some miracles happen. It started out rough and we were very frustrated and almost gave up and in fact was filing bankruptcy but God said different. They are very determined to help someone get into a home and they know their stuff all the way to closing. I definitely recommend them both to help anyone into a home. "

  -Chambers Family, Client

"Bill and Berna made our dream of home ownership come true! They worked hard to find us a lender, and they worked hard to make things move forward for us. We are thankful to have our first home and were very happy with their services."

  -Mr. & Mrs. Perch, Client

"**Continued** (Part 2) When I met Bill and Berna from Ratterree Realty, LLC our prayers were answered and that is not embellishment. We had no idea what to do. There was even an apartment community that told us if we prepaid 6 months rent we could live in their community. That would have been $12000 plus a double deposit. We felt hopeless until we met Bill and Berna. My wife and I scheduled a meeting and we were nervous. Bill and Berna made us feel so comfortable we were able to discuss our situation and they really understood. In a matter of ten minutes we were shown how to improve our credit score even with the Chapter 13. They explained their system to help us, and it made complete sense. We never would have been able to find a place without their help."

  -Lawrence and Family, Client

"Excellent Realtor and professional service, they will help your dream to own a home come true!"

  -Sherrie, Client

"Bill and Berna has been extremely helpful to me and my family throughout the entire buying process. I highly recommend their services, especially if you're a first time home buyer like myself. Not only did i receive great service but I've learned a lot in the process. "

  -Bromekas Gibson, Client

"Berna is fabulous. She sold me my first home. She is with you during the whole process. I have enjoyed Berna and have referred her services to family friends. I highly recommend Samson Properties to anyone. "

  -Nicole , Client

"Berna and Bill are very knowledgeable and most professional. They help my wife and I prepare to purchase a home by helping us repair our credit. Everything they suggested improved our credit every month, they helped us set realistic goals and were right on target with out time expectancy to purchase a home. They gave us a goal of a year to purchase from the time we first met with them, and we were at closing in 9 months. Berna and Bill were very understanding and never pushy, they always were respectful of our time and money. I can't say enough about the service my wife and I received, they provide the customer service a person dreams to have when purchasing anything. I would recommend and have recommended their service to any and everyone I know. I was able to meet Berna and Bill through one of their clients who recommended me to them due to their positive experience. "

  -Rashawn Cowles, Client

"Bill and Berna are an awesome team. I have been working on getting my credit together and when I finally got it to where it is supposed to be, I was out looking at houses that weekend. I am still looking and Bill has been so patient. Thank you so much Bill and Berna for everything."

  -Renita, Client

"I thought I already knew what the answer would be. I expected the usual, sorry, but your credit is just too bad for me to help. I expected Berna to give me the same answer I had heard from several other real estate professionals. However, I was surprised as she stepped through the details and outlined a path to home ownership. I wasn't sure it was possible, but Berna and Bill made it work."

  -Perry Pederson, Client

" There’s not enough words I could say to express how grateful and I am to have found such professionalism. Berna is exceptional at what she does, from working with your credit right through approval’s. I don’t think so anyone else in could’ve gotten me the type of house that she did. The other half of the great team is Bill, he is extremely knowledgeable in his area and and could find you the perfect house and just by asking you a few simple questions. I Truly believe no one is going to treat you better and or find you a better home than they will!"

  - Vincent CHow gratefulTruly believe no one is goin, Client

"Bill and Berna worked with me to find a home for my family in a neighborhood that I absolutely love. I look forward to using their team next year through the buying process and I would recommend them to anyone looking for a professional team for guidance. "

  -A. Jackson, Client

"Bill and Berna can work magic, even with the most difficult of clients!! They keep a happy face and the customer happy no matter how hard it gets. Then never give up, until they find the perfect house for your family. By the way Bill and Berna, M was the first in the pool with the day after we moved in!! Great Job and you have my phone number you may share for a recommendation from me anytime. Respectfully, James Roach Former United States Marine!!"

  -James Roach, Client

"Another client gets the keys to their home today.  Owning a home after bankruptcy is possible even if your score isn't perfect....  2 years and one day after bankruptcy - owning a home made possible."

  -Berna Petry, Other

"I would highly recommend Bill & Berna. My husband and I were looking to buy our first home within a few months since we were expecting our first child. We were worried we wouldn't be accepted for anything since we didn't have the greatest credit. We were wrong! With Bill & Berna's help, we were able to make an offer on the house we wanted and got accepted! We were so happy! Not only did they help us get into a house quickly before our baby came, they also guided us and helped us with our credit scores. We couldn't be happier with their help - they are friendly, down to earth and professional to work with. They also were always on top of getting in touch and reaching back out to us! "

  -Amy Bell, Client

"I would highly Recommend Berna and Bill Petry.  Berna has given such excellent and beneficial advise to me regarding getting our credit back on track.  Thanks to her experience and expertise in the way she helped us my credit score has improved tremendously and we are now able and qualified to by a new home. She has patience and a very kind spirit anyone would benefit a lot by working with Berna or Bill!! She's the best and I don't think we would be where we are now without her assistance."

  -Sharon C, Client

"I have recommended they to anyone I know. They are extremely supportive and patient, very professional. They take the time to explain things and make sure you understand it before moving on. If I had to do it again I'd definitely go with them. Thank You two so much when things were crazy Berna can sooth the anxiety. I am extremely blessed to have haf them in my corner during my purchase!! Thank you both! Stay Blessed!"

  -Karen Spurill, Client

"Berna and Bill are great, well they got us our dream house, i couldn't believe it until closing day, my credit was bad, i had no money to put down, they still managed to get us in our house. They have outstanding customer service skills, they treated my purchase like it was their own. Hoo hoo thank you Berna and Bill, thanks for the mansion, my kids are loving it. Keep up the good job ya are awesome. God bless ya both "

  -Hansly mesidor, Client

"“Berna is very dedicated, extremely competent and has an excellent rapport with people. She has helped me through my short sale process without judgement and always encouraging me to follow through.” Nancy P. 2012"

  -Nancy P. (2012), Client

"I would HIGHLY recommend Berna and her team. She worked a miracle for our family when we relocated recently and we couldn't be happier with how it worked out. We are very grateful we found Berna and are very, very happy in our home! "

  -Stephanie Russell, Client

"I had an opportunity to work with Berna and Bill recently on one my rental transaction in Stafford VA, They both are very professional, friendly in handling clients needs. They found me a tenant is less than 2 weeks and they took care of the transaction in the best possible way. If any one needs the best BERNA and BILL or the BEST Prakash Banavar"

  -Prakash Banavar, Client

"Two years ago, My Husband and I were browsing the internet to look for a second chance buying program, We luckily had happened to stumble upon Bill and Berna Petry at Sampson Properties. Bill and Berna Petry were offering home buying programs for people to attend, we were only able to attend one of them in February of this year but thinking back, that was one of the best decisions that we had agreed upon. Back in 2009 my husband had unfortunately lost his job, since my husband lost his job, we lost our home. After both of these events we thought we might never buy a house again. After attending the second chance home buying program we were surprised to learn we were pre approved instantly. Throughout the process Bill and Berna have been right beside us, guiding us with getting in touch with the lenders and also taking us out to view homes. We decided on a new home still being built and we should be closing any week now. Thanks to Bill and Berna Petry I would recommend them to anyone."

  -Lisa and Charles Irving, Client

"****Continued*** (Part 3) In the end, my family is living in a place that turns out to better than anything we ever expected. I will absolutely let Bill and Berna help us purchase a house when the time is right. I can’t possibly state enough what a blessing it was to find Bill and Berna with Ratterree Realty. Our prayers have been answered and thank you so much for affecting our lives in such a wonderful way! "

  -Lawrence and Family, Client

""It was great pleasure working with Bill and Berna recently on one of our rental property. I could not believe my self that they found a renter in less than 2 weeks and got us little more than listed price.(They both are the best) I had worked with both of them multiple occasions on my investment properties. they are not just a realtor who helps you market your property, they give you professional advice, pros and cons and try to help the clients in the best possible way. I will never hesitate to call them when I need some help and advice. I recommend both of them for any real estate related transaction ""

  -Prakash Banavar, Client

"I would highly recommend Berna Able and Bill Petry to anyone looking to purchase a home. We started the process during 2013. They both worked very diligently with us throughout the process by telling us the steps we needed to take in order to become home owners. During this process, Berna instructed us what and how to increase credit scores and pay off old debts. Berna is very good with putting you with the right lenders and explaining the documentations that will follow. She will not allow you to be mislead or deceived. Bill was always looking ahead at properties while Berna worked behind the scenes. Bill provided his expertise every time we looked at a different property. It truly paid off. We closed on our house on the 23 of May 2014, and we have been in heaven every since."

  -Brian and Tonya Woods, Client

"Berna Able is a class act- professional, knowledgeable and consistent. We're fortunate to have her on our side during this process- selling our first home and buying our new home. She is the best real estate professional we have ever met. (Oct 2012) Chris and Kim A"

  -Chris and Kim Arrington, Client

"Words couldn't even begin to describe how my family and I feel about Berna Able and Bill. They helped us when no one else could. We were in a difficult situation and were losing all hope. They worked diligently to get us the home we wanted, showed us how to repair our credit, how to maintain our credit, and explained every step of the way. They are great people. We were so blessed to have met them. I would recommend them to anyone! I don't know where we'd be without them. I can never thank them enough."

  -Madison, Client

"I have moved a number of times during my military career and dealt with many Realtors as I bought, sold and/or rented a home. I always felt that many of the Realtors were just going through the motion and did bare minimum for me to achieve whatever I was trying to do – buy, sell or rent a property. About three years ago I had the privilege of meeting Berna Able as I was trying to rent one of my homes. I was immediately impressed with her professional demeanor and her willingness to assist. After agreeing to have her list my property, not only was she extremely thorough with all the paperwork involved, she was always responsive to everything that I asked or needed but most importantly – she was very honest and sincere about everything she did! Because of Berna’s professionalism, thoroughness, honesty and can do attitude; I have been doing business with Berna ever since. She has helped me to purchase a few more investment/rental properties and also find wonderful tenants in a timel"

  -B. Naraine, Client

"Relocating from Denmark, Europe to the United States is extremely nerve-racking in the first place. Secondly you will have to deal with quite a different realtor market, laws and procedures. And most importantly how to overcome the credit score issue since no foreigners have a credit history at all - at least not one that can be mirrored from their home country. I realized instantly that if I should succeed and be able to rent a house ever, then I would need professional help. Berna & Bill provided me with that help and assistance in the whole process - I am not exaggerating saying; “This mission would never have been accomplished without their help and expertise”. I can only recommend their service and their kindness! Thanks Daniel. "

  -Daniel Dyrvig, Client

"I never in my wildest dreams thought I would ever own a home, I was very wrong. I met with Bill & Berna on a Saturday morning and we went over what I needed to do. Within 30 days my credit cards were paid off and I was able to look for my home. I put a contract on the very first house I saw. They took the time to listen to what I wanted and what I needed. I can't thank them enough for making my dreams come true! "

  -Melissa S, Client

"Working with Berna and Bill made our homebuying experience painless. They were both amazing to work with. We found a home and closed on it in 30 days! We couldn't have done it without them. I highly recommend them for anyone looking for a home!"

  -Cynthia and Kevin, Client

"Berna and Bill are excellent! They are professional and personable and friendly!! They helped me find a home to rent in an impossible situation! I actually received several "yeses" when I had been previously disapproved because of my less than favorable credit situation. They worked with me, explained everything to me and walked me through it every step of the way! And they continue to guide me, even now, as I work toward buying a home next year! They are indeed the exception to the rule, and they are AWESOME! I am blessed to have met them!"

  -Keisha W., Client

"(Part 1) I would highly recommend Berna Able to anyone looking to repair credits or purchase a home. My journey started back in June 2012 when my credit score was not perfect and I have used several credit repair agencies that promise to help but instead, scammed me for the money. My sister-in-law, who has used Berna as an agent and credit repairs, referred me. I started the process during 2012. She worked very hard and encouraging me throughout the process by telling me the steps I needed to take in order to become homeowners. During this process, Berna stand by me and guided me on what and how to increase my credit scores and paying off all my old debts. Berna is very intelligence and knowledgeable with putting you with the right lenders and explaining processes and documentations that will follow. After two long years, in the last week of June 2014, I was able to settle and moved in my dream home!!! Now, I consider Berna as my friend and I will surely use her again for "

  -Tony and Ann, Client

"Initially, I was skeptical thinking their program was similar to a get rich quick scheme. However, it didn't take me long to know that this team is the real deal. They both work extremely hard for you in finding you a home, even with bad/poor credit. There is nothing that stops them from moving forward on your needs and providing you with the service that they guarantee will assist in you meeting your goals. They have made me and my family very happy with the home we are in, thanks to their diligent and never ending achievements. In the future, I look forward to working with them again."

  -William kent, Client

"I have known Berna for about six years and she has been a tremendous blessing to our family. Moving from Detroit, Michigan to Virginia was a good move and Berna and her office of professionals helped make the transition possible. I was tired of commuting back and forth, and missed my family in Detroit. After so much turmoil to finally land on our feet here in Virginia in such a beautiful community has been nothing short of a miracle and we certainly thank Berna for her part in that miracle. Berna and her office helped to secure a loan and find exactly the right house, in the right community. I can certainly recommend Berna's office of professionals to anyone in the market to purchase a home. ** Paul S. (2012)"

  -P. Simmons (Posted 2012), Client

"Berna and Bill were very patient and professinal throughout the entire home buying process. My husband and I started out looking to just rent a house but with the assistance of Berna and Bill were able to buy our dream house for cheaper than renting a house. Thanks guys!"

  -Tasha Blount, Client

"After a month of trying to rent my house out on my own, I turned to Berna. I had a poor experience with another realtor recently so I was hesitant to hand things over to Berna and Bill but I am so glad I did! Berna was able to quickly find a tenant for my property with just one open house! And not only a tenant, but a rent to own tenant which is exactly what I was hoping for! In dealing with her over the past several weeks I have found her to be extremely professional, responsive, and always willing to go above and beyond to help me during the process. She and Bill have been particularly helpful in keeping me up to date on things and assisting me in getting the house ready for occupancy. I would highly recommend their services and will use them for any future needs that I have in the VA area. You can't go wrong with Berna and Bill! "

  -Lisa Hodge, Client

"Bill and Berna Petry were the best. While transitioning from Florida to Virginia, Bill and Berna Petry made the process of buying a house extremely easy and efficient. This was my 3rd time purchasing a house and the experience they have as a team was fundamental to an easy process and final completion of my house purchase. I can unreserved;y and wholeheartedly recommend Bill and Berna Petry to you."

  -Joseph Heffern, Client

"Bill and Berna Petry are an excellent team. They know the process hands down and will always steer you in the right direction. They were always honest with me and answered all my questions. Sometimes I felt like I was driving Bill crazy but he is very patient and accommodating. Bill and Berna really take a vested interest in helping you get the home that you really deserve. I had some crying spells, frustration and a few disappointments but in the long run I found that home I want and I am so delighted. If you are looking for a team who has your best interest at heart. Use Bill and Berna. I love you guys!!!!"

  -Leslie Brown, Client

"Another client moved into their brand new home for $205,000 today.  Less than perfect credit, but a willingness to work and realign their credit to meet the mortgage industry requirements  in a matter of months. equals new keys to a brand new (never lived in) home....   "

  -Berna Petry, Other

"It's my pleasure to recommend Berna and Bill as "first responders" to persons who are new to purchasing a home or who desire to rebuild their credit. They are knowledgable, compassionate and provide real time solutions to your questions and concerns. What impresses me the most is that they are willing to go the extra mile for their clients.  Call them first! You will not be disappointed.  Best wishes for their continued success. "

  -Fred S., Client

"USDA - 100% LOAN - given to TG following a short sale one year ago....."

  -TG, Other