Bill and Berna Petry
M: (540) 809-7548 mobile
O: (703) 772-7630 office

Bill and Berna Petry

The Petry Team
License #:
0225 057610

 ***Nothing says more about a team than the recommendations of those clients that they have helped in the past...  Scroll toward the bottom of this page to read what our clients think of us.........***


  Affected by Foreclosure? Short Sale? Tax liens? Judgements? Bankruptcy? Collection Accounts?  Less Than Perfect Credit?  


Our Programs are designed for those with less than perfect credit.  For more than 15 years we have been assisting those with less than perfect credit to find housing.  We have three preferred lenders in the local area who assist our clients in realigning their credit to meet the mortgage industry requirements.  How?  By evaluating each individual and circumstance and creating a plan to get you from where you are now – to home ownership.  The average time to realign the credit and qualify is 0-6 months. 

To talk to one of our team members ASAP - please call or text one of the following numbers:  (540) 809-7548 or (703) 772-7630 or to get a package and more information - answer the following questions in an email and one of our team members will respond ASAP: 

1. What is your name?

2. What is your phone number?

3. What is the best way to reach you? Best time to reach you?

4. Where do you want to live?

5. Do you want to rent, rent-to-own or buy? What is your goal?

6. How many bedrooms and bathrooms do you need?

7. What price range are you looking in? Monthly rent amount? Monthly mortgage amount?

8. What is your total household income prior to taxes?
9. Are you currently renting? If so, How long?  How much is the rent? 
10. Are you eligible for a VA loan? 
11. Do you have monies set aside for deposits and such? 
12. Do you have any pets?  If so, how many and what kind?
13. What is your target date for moving? 
14. How would you describe your credit score?   Do you know what the score is? 
15. Have you filed for bankruptcy within the past three years?   If so, when was it discharged? 
16. Have you experienced a foreclosure within the past three years?  When was it foreclosed?   What is the property address?  
17. Do you have good rental history for the past twelve months? 
18. Are you currently being evicted? 
19. Have you been evicted or had an unlawful detainer filed against you in the last three years? 
20. What other information do you consider important when considering your information?

Need to move now – but cannot qualify to buy?  We have several homes available that may offer the rent-to-own option.  To view a list of these homes in Fairfax County, Prince William County, Stafford County and Spotsylvania County, please email and request a current list.   

 Bill and Berna Petry

"The Petry Team"

Samson Properties
1440 Central Park Blvd, #210
Fredericksburg, VA 22401
(540) 809-7548 (Cell) or (703) 772-7630 (Email)

 **** OR****

"I had an opportunity to work with Berna and Bill recently on one my rental transaction in Stafford VA, They both are very professional, friendly in handling clients needs. They found me a tenant is less than 2 weeks and they took care of the transaction in the best possible way. If any one needs the best BERNA and BILL or the BEST Prakash Banavar"

  -Prakash Banavar, Client

"**Continued** (Part 2) When I met Bill and Berna from Ratterree Realty, LLC our prayers were answered and that is not embellishment. We had no idea what to do. There was even an apartment community that told us if we prepaid 6 months rent we could live in their community. That would have been $12000 plus a double deposit. We felt hopeless until we met Bill and Berna. My wife and I scheduled a meeting and we were nervous. Bill and Berna made us feel so comfortable we were able to discuss our situation and they really understood. In a matter of ten minutes we were shown how to improve our credit score even with the Chapter 13. They explained their system to help us, and it made complete sense. We never would have been able to find a place without their help."

  -Lawrence and Family, Client

"Bill and Berna can work magic, even with the most difficult of clients!! They keep a happy face and the customer happy no matter how hard it gets. Then never give up, until they find the perfect house for your family. By the way Bill and Berna, M was the first in the pool with the day after we moved in!! Great Job and you have my phone number you may share for a recommendation from me anytime. Respectfully, James Roach Former United States Marine!!"

  -James Roach, Client

"Bill and Berna has been extremely helpful to me and my family throughout the entire buying process. I highly recommend their services, especially if you're a first time home buyer like myself. Not only did i receive great service but I've learned a lot in the process. "

  -Bromekas Gibson, Client

Samson Properties
1440 Central Park Blvd, Suite 210
Fredericksburg, VA