"Many believe that because they have suffered credit problems in the past that buying a home is impossible or the type of home they could by or interest rate is less than what they want...  Not so! After months of construction - another client has gotten the keys to their BRAND NEW $498,000 HOME and are smiling big after moving in over the weekend.  Past foreclosures do not need to prevent you from owning a home again.  With our lenders - there is hope for everyone!  If you are a veteran, it may be possible to buy a home with less than perfect credit with little or no money out of pocket.  Buying a home is made simple and possible despite past foreclosures, judgements, tax liens, open collections, repossessions, and other very difficult credit situations...  You can also get interest rates very similar to those with the best credit....give the Petry Team a call..."

  -Berna Petry, Other

"Initially, I was skeptical thinking their program was similar to a get rich quick scheme. However, it didn't take me long to know that this team is the real deal. They both work extremely hard for you in finding you a home, even with bad/poor credit. There is nothing that stops them from moving forward on your needs and providing you with the service that they guarantee will assist in you meeting your goals. They have made me and my family very happy with the home we are in, thanks to their diligent and never ending achievements. In the future, I look forward to working with them again."

  -William kent, Client

"Best Agents Ever! Berna and Bill work very hard for their clients - every day - all day! You can always reach them - even until very late in the evening... They are concerned about every detail and explain things so that even a first time homebuyer understands. I had been elsewhere trying to get a home loan - but Berna and Bill knew more than one lender that could work with my credit situation. They found options for me when I thought there were not any...."

  -Client and Friend, Other

"Another client moved into their brand new home for $205,000 today.  Less than perfect credit, but a willingness to work and realign their credit to meet the mortgage industry requirements  in a matter of months. equals new keys to a brand new (never lived in) home....   "

  -Berna Petry, Other

"Bill and Berna were the most professional team i have ever had the pleasure ofworking with. They were with me through evey step of the home buying process and was always available for a phone call or text. It seemed at times that I was there only client, as they were so quick to respond. If you are looking to buy and are unsure if you are able to do so. I would not hesitate to call and work with them. As a matter of fact, if ever i decide to move or buy another house, they WILL be my fist call. Thanks for a great Experience! "

  -J. Thomas, Client

"I would highly recommend Berna Able and Bill Petry to anyone looking to purchase a home. We started working on purchasing our home April 18, 2014 and closed May 21, 2014, they made the process of buying our home exceptionally easy from beginning to end. If you need 2 exceptional realtor call the B & B Team, Berna Able and Bill Petry."

  -Greg and Ruby Giles, Client

"I have recommended Bill and Berna Petry to everyone that is thinking of purchasing a home. From day one when my son recommended them to me, they treated me like family. They were with us through out the entire process of buying our home. They made the experience of buying a home very easy and pain free. All questions were answered and explained in full details. They guided us through this process from the loan application until the day we moved into our new home. They were right by our side, teaching and encouraging us. They made it such a wonderful experience and my wife and I can't Thank them enough for such caring and professional service. I would proudly recommend them to anyone who wants great friendly service, from two people that really know the housing business."

  -Donald Cowles, Client

"The Petty Team is wonderful, from the start they put me at ease. I had talked to other realtors concerning my bankruptcy and it seemed like I had to jump through hoops to buy a home. The Petry Team gave me hope from they beginning. The explained the whole process to me and the necessary steps that I had to take. Once I did those things the process went fast. I will be closing on my home soon. I am one happy lady ??? "

  -Lisa Washington , Client

"Two years ago, My Husband and I were browsing the internet to look for a second chance buying program, We luckily had happened to stumble upon Bill and Berna Petry at Sampson Properties. Bill and Berna Petry were offering home buying programs for people to attend, we were only able to attend one of them in February of this year but thinking back, that was one of the best decisions that we had agreed upon. Back in 2009 my husband had unfortunately lost his job, since my husband lost his job, we lost our home. After both of these events we thought we might never buy a house again. After attending the second chance home buying program we were surprised to learn we were pre approved instantly. Throughout the process Bill and Berna have been right beside us, guiding us with getting in touch with the lenders and also taking us out to view homes. We decided on a new home still being built and we should be closing any week now. Thanks to Bill and Berna Petry I would recommend them to anyone."

  -Lisa and Charles Irving, Client

"Bill and Berna made our dream of home ownership come true! They worked hard to find us a lender, and they worked hard to make things move forward for us. We are thankful to have our first home and were very happy with their services."

  -Mr. & Mrs. Perch, Client

"Berna and Bill are excellent! They are professional and personable and friendly!! They helped me find a home to rent in an impossible situation! I actually received several "yeses" when I had been previously disapproved because of my less than favorable credit situation. They worked with me, explained everything to me and walked me through it every step of the way! And they continue to guide me, even now, as I work toward buying a home next year! They are indeed the exception to the rule, and they are AWESOME! I am blessed to have met them!"

  -Keisha W., Client

"I had the pleasure of working with Bill and Berna for many months while shopping for a new home for my daughter and I. They were very patient, courteous, and kind through the entire home-buying process. They showed me the best homes for my budget and lifestyle. They did an outstanding job negotiating with the seller’s agent and stayed dedicated to getting me the best offer. They were always very obliging and available to answer any questions I had when searching for a new home and especially during lending process which can be very stressful and burdensome. I would definitely recommend The Petry Team for anyone searching for a dedicated and honest realty service!!!"

  -Francine B., Client

"Working with Berna and Bill made our homebuying experience painless. They were both amazing to work with. We found a home and closed on it in 30 days! We couldn't have done it without them. I highly recommend them for anyone looking for a home!"

  -Cynthia and Kevin, Client

"Your service and professionalism was excellent!! You stayed engaged and kept us informed. We thank you for a job well done!! (Nov 2013)"

  -Moore Family, Client

"If you are seeking hardworking and competent realtors to buy, sell or rent a home - look no further! I have been a real estate investor for 7 years and Bill and Berna (The Petry Team) have been my only realtors the entire time. I have worked with other realtors but none of them come remotely close to the amount of knowledge, professionalism and competency displayed by the Petry Team. Collectively, they are a winning team that will find you what you want regardless of the demands. Over the past 7 years, I have successfully bought and rented many homes with their assistance and they have never disappointed. They are meticulous, hardworking and extremely responsive to your individual needs and always willing to go the extra mile. Without a doubt, if you have a real estate need the Petry Team comes highly recommend - they will not disappoint!"

  -Bobby Naraine, Client

"Bill and Berna Petry are professional, friendly and subject matter experts. They are compassion to your needs and wants as a client. They are amazing communicators and willing at all times to explain in great detail anything their clients need clarification on. Through working with Bill and Berna we were able to buy two homes and manage a rental. Absolutely wonderful and will recommend them to anyone in the market for any housing needs at all."

  -Bobbie Tucker, Client

"Another client gets the keys to their home today.  Owning a home after bankruptcy is possible even if your score isn't perfect....  2 years and one day after bankruptcy - owning a home made possible."

  -Berna Petry, Other

"It's my pleasure to recommend Berna and Bill as "first responders" to persons who are new to purchasing a home or who desire to rebuild their credit. They are knowledgable, compassionate and provide real time solutions to your questions and concerns. What impresses me the most is that they are willing to go the extra mile for their clients.  Call them first! You will not be disappointed.  Best wishes for their continued success. "

  -Fred S., Client

""Berna went above and beyond from what was expected of her. She is a very caring real estate agent and I felt very fortunate to have her assist me with the home buying process in this new market! Being a previous home buyer, many things have changed and as issues arose, she was first at bat to overcome it and make sure the process went as smoothly as possible. Thank you for everything, we love our new home!""

  -Jenny Bagwell (posted 2013), Client

"My husband and I have had the pleasure of working with Berna for a few weeks now and she has lifted our spirits in regards to owning a home. She continues to amaze me with the knowledge, advice, guidance and drive she has to help us attain the dream home we have been imagining. after raising our credit scores from low 500s to 600s in less than 2 weeks has my confidence at 100% in her abilities and hope to be in our new home in no time. I would recommend this team to anyone with doubts in regards to home ownership due to credit obstacles. Berna can make it happen! ??"

  -Ashley S., Client

"I would highly Recommend Berna and Bill Petry.  Berna has given such excellent and beneficial advise to me regarding getting our credit back on track.  Thanks to her experience and expertise in the way she helped us my credit score has improved tremendously and we are now able and qualified to by a new home. She has patience and a very kind spirit anyone would benefit a lot by working with Berna or Bill!! She's the best and I don't think we would be where we are now without her assistance."

  -Sharon C, Client

"Great Team!"

  -ZZ, Client

"Before I met Berna and Bill, I had been told a 100 reasons why I cannot buy a home. My rental application was being rejected every place I went. I didn't know what to do. I found an ad for Berna and Bill on the internet, and from that point on - I was given hope, respect, friendliness, honesty, and true concern for my situation. I now have a home for my family and with their help I plan to own a home in the near future...."

  -Annonymous, Client

"Words couldn't even begin to describe how my family and I feel about Berna Able and Bill. They helped us when no one else could. We were in a difficult situation and were losing all hope. They worked diligently to get us the home we wanted, showed us how to repair our credit, how to maintain our credit, and explained every step of the way. They are great people. We were so blessed to have met them. I would recommend them to anyone! I don't know where we'd be without them. I can never thank them enough."

  -Madison, Client

"I have had the pleasure of working with Ms. Berna Petry since October 2017. I have talked and met with several realtors in the area and I was always given the answer get your scores up or we will get in touch with you. But when I called Ms. Berna she set up a time for me to come in meet and talk with her. Ms. Berna didn't tell me no you cannot purchase a home, she told me what I had do to get a home. Since I have been working with Ms. Berna my score has gone up and I just put a contract on a home. My dream of homeownership has come true. Ms. Berna has such a sweet spirit and strong faith. There were times when I got a discourage and she would tell me I am going to pray. When you have a realtor that is not afraid to pray for you and give you hope, that is such a Blessing . Ms. Berna never let me down and she works so hard for her clients. I recommend anyone looking for a home and think they cannot purchase call Ms. Berna, she will make it happen. What a Blessing Ms. Berna she is."

  -Bonnie, Client

"Bill and Berna are amazingly wonderful friends who works well together. They provide excellent customer service and put their clients needs first. Being a first time home buyer was eventful. Berna and Bill were right their with me through this whole process: answering questions, showing me homes, checking and encouraging me. Thank you for finding a lending that gave me a great interest rate and mortgage payment. Lender that will patiently address your questions and concerns. Most importantly thank you Bill and Berna for showing me a Beautiful Tricord home that I purchased. I want to personally say thank you and God Bless you for all your hard work, dedication and strength. Thank you for not giving up on me. I really appreciate you both. I highly recommend Bill and Berna. "

  -Nicole Daniels, Friend

"This week, we have approved 4 new buyers who didn't think they could own. One had late payments and collections as recent as last month, another experienced a short sale one year ago, the third has open collections and can buy without paying them--with his VA loan, and the last one had a bankruptcy, foreclosure and open collection accounts after the bankruptcy - but they can buy due to the lender's we are affiliated with and their extraordinary circumstances..."

  -Berna, Other

"I don't know what words can express my gratitude towards Berna and Bill. They were absolutely amazing with my situation I was dealing since 2016. I had a mortgage issues that trickled out of the whole 2008 crisis. To make a long story short, I fought the bank and I decided that the time and energy doing so was not as important as the time spent with my family. In the end, I foreclosed on the home. This is where Berna and Bill came to the rescue. I had 30 days to find a home. They were able to find me a rental, given my current credit issues, in a matter of days. This alone was a weight of my shoulders. Berna and Bill didn't stop there. After we moved and the past was behind me, they helped me rebuild my credit so I could purchase a house again after the 3 year penalty. There process worked, 2019 I was able to purchase a home again! Thank you Berna and Bill for being amazing people, and helping me during dark times! I highly recommend them, hire them you won't regret it!"

  -Jorge V, Client

"Bill and Berna has been extremely helpful to me and my family throughout the entire buying process. I highly recommend their services, especially if you're a first time home buyer like myself. Not only did i receive great service but I've learned a lot in the process. "

  -Bromekas Gibson, Client

"Berna has been amazing from the start she really worked with me and explained anything and everything and was by my side every step of the way even when I decided to build my home she helped me all the way through and worked hard to make sure I closed on my home !! "

  -Myranda Rollins, Client

"I never in my wildest dreams thought I would ever own a home, I was very wrong. I met with Bill & Berna on a Saturday morning and we went over what I needed to do. Within 30 days my credit cards were paid off and I was able to look for my home. I put a contract on the very first house I saw. They took the time to listen to what I wanted and what I needed. I can't thank them enough for making my dreams come true! "

  -Melissa S, Client

"Bill and Berna Petry are an excellent team. They know the process hands down and will always steer you in the right direction. They were always honest with me and answered all my questions. Sometimes I felt like I was driving Bill crazy but he is very patient and accommodating. Bill and Berna really take a vested interest in helping you get the home that you really deserve. I had some crying spells, frustration and a few disappointments but in the long run I found that home I want and I am so delighted. If you are looking for a team who has your best interest at heart. Use Bill and Berna. I love you guys!!!!"

  -Leslie Brown, Client

""It was great pleasure working with Bill and Berna recently on one of our rental property. I could not believe my self that they found a renter in less than 2 weeks and got us little more than listed price.(They both are the best) I had worked with both of them multiple occasions on my investment properties. they are not just a realtor who helps you market your property, they give you professional advice, pros and cons and try to help the clients in the best possible way. I will never hesitate to call them when I need some help and advice. I recommend both of them for any real estate related transaction ""

  -Prakash Banavar, Client

"Berna and Bill are the not only the greatest real estate team, they are amazing wonderful people to. I have never felt so cared about in the world of customer relations, they truly work hard to help you into your new home. We started in the 500's of a credit score, and we were after our dream home, we felt it would never happen, but after all was said and done Berna got us in the mid 600's and put us in our dream home with a interest rate of 4.25%!!!!!! She will truly work day and night for you, she is an honest wonderful person and really fights for you and cares. Our family will be forever grateful for her making our dream come true. I know sometime when you read these recommendations you ask yourself "are these real posts" yes trust me I am a real client and will forever use the Berna Able team!"

  -The Gwinner's, Client

"Relocating from Denmark, Europe to the United States is extremely nerve-racking in the first place. Secondly you will have to deal with quite a different realtor market, laws and procedures. And most importantly how to overcome the credit score issue since no foreigners have a credit history at all - at least not one that can be mirrored from their home country. I realized instantly that if I should succeed and be able to rent a house ever, then I would need professional help. Berna & Bill provided me with that help and assistance in the whole process - I am not exaggerating saying; “This mission would never have been accomplished without their help and expertise”. I can only recommend their service and their kindness! Thanks Daniel. "

  -Daniel Dyrvig, Client

"Berna Able is a class act- professional, knowledgeable and consistent. We're fortunate to have her on our side during this process- selling our first home and buying our new home. She is the best real estate professional we have ever met. (Oct 2012) Chris and Kim A"

  -Chris and Kim Arrington, Client

"Bill and Berna was great! They helped us get out of mortgagethru the short sell process. The process was very fast and they also helped us to find another place to dwell. I really look forward to working with them again in the near future. I would recommend them to anyone whom needs a home or trying to sell a home. They know exactly what they are doing! Thanks again, Bill and Berna Petry."

  - Bradford, Client

"Berna and Bill were very patient and professinal throughout the entire home buying process. My husband and I started out looking to just rent a house but with the assistance of Berna and Bill were able to buy our dream house for cheaper than renting a house. Thanks guys!"

  -Tasha Blount, Client

"Congratulations to Claude and his family for closing on their new home this week! It was a great pleasure getting to know your family and we hope that you will always think of us for your real estate needs! Thank you for using New Castle for your home inspection needs.... Enjoy your trips that are planned to Africa and Paris... "

  -B and B Team, Other

"Bill is an amazing Realtor! He was the absolute best agent a family could ask for!!! Bill and Berna are the absolute best Realty team I have ever dealt with, and our team for life! Thank Y'all so much!!!!"

  -Patrick and Veronica, Client

"Bill and Berna are an awesome team. I have been working on getting my credit together and when I finally got it to where it is supposed to be, I was out looking at houses that weekend. I am still looking and Bill has been so patient. Thank you so much Bill and Berna for everything."

  -Renita, Client

"I would highly recommend Bill & Berna. My husband and I were looking to buy our first home within a few months since we were expecting our first child. We were worried we wouldn't be accepted for anything since we didn't have the greatest credit. We were wrong! With Bill & Berna's help, we were able to make an offer on the house we wanted and got accepted! We were so happy! Not only did they help us get into a house quickly before our baby came, they also guided us and helped us with our credit scores. We couldn't be happier with their help - they are friendly, down to earth and professional to work with. They also were always on top of getting in touch and reaching back out to us! "

  -Amy Bell, Client

"**Continued** (Part 2) When I met Bill and Berna from Ratterree Realty, LLC our prayers were answered and that is not embellishment. We had no idea what to do. There was even an apartment community that told us if we prepaid 6 months rent we could live in their community. That would have been $12000 plus a double deposit. We felt hopeless until we met Bill and Berna. My wife and I scheduled a meeting and we were nervous. Bill and Berna made us feel so comfortable we were able to discuss our situation and they really understood. In a matter of ten minutes we were shown how to improve our credit score even with the Chapter 13. They explained their system to help us, and it made complete sense. We never would have been able to find a place without their help."

  -Lawrence and Family, Client

"I would highly recommend Berna Able and Bill Petry to anyone looking to purchase a home. We started the process during 2013. They both worked very diligently with us throughout the process by telling us the steps we needed to take in order to become home owners. During this process, Berna instructed us what and how to increase credit scores and pay off old debts. Berna is very good with putting you with the right lenders and explaining the documentations that will follow. She will not allow you to be mislead or deceived. Bill was always looking ahead at properties while Berna worked behind the scenes. Bill provided his expertise every time we looked at a different property. It truly paid off. We closed on our house on the 23 of May 2014, and we have been in heaven every since."

  -Brian and Tonya Woods, Client

"Excellent Realtor and professional service, they will help your dream to own a home come true!"

  -Sherrie, Client

"I would HIGHLY recommend Berna and her team. She worked a miracle for our family when we relocated recently and we couldn't be happier with how it worked out. We are very grateful we found Berna and are very, very happy in our home! "

  -Stephanie Russell, Client

"**Due to lack of space, I will post my story in three (3) parts** (Part 1) My issue was taxes that developed into a Chapter 13 Bankruptcy. I took a new job with a higher salary and a great new outlook and decided to move cross-country from California to the DC area. After my family and I got back on our feet and were financially ready to find a home we ran into one roadblock after another. We applied to rent a property or an apartment and paid all the application fees just to be told no. We were literally giving hundreds of dollars away just to be told we were not worthy. Although a Chapter 13 is paying 100% of what we owed it didn’t seem to matter to people. The lower credit score only compounded our difficulties. "

  -Lawrence and Family, Client

"I had the pleasure of working with Bill and Berna on multiple occasions on my investment properties, they are not just a realtor who helps you market your property, they give you professional advice, pros and cons and try to help the clients in the best possible way. I will never hesitate to call them when I need some help and advice. I recommend both of them for any real estate related transaction "

  -Prakash Banavar, Client

"Bill and Berna worked with me to find a home for my family in a neighborhood that I absolutely love. I look forward to using their team next year through the buying process and I would recommend them to anyone looking for a professional team for guidance. "

  -A. Jackson, Client

"I have been working with Bill and Berna for my first home buying experience and they have been fantastic! They have been very caring from the start; I immediately felt comfortable with them and I knew I found the right team to help me. Berna looked at my situation from top to bottom and said “You can do this!” She advised me on what to do to strengthen my credit scores and has guided me every step of the way. Even when I became discouraged during the process she would genuinely encourage me. She stayed in constant contact with me and ensured I was always in the know. As we viewed homes Bill’s knowledge was superb; he’s always able to spot things that the consumer wouldn’t notice and provide excellent advice based on my needs versus wants. With his help I found the PERFECT home that meets all my wants and needs at an awesome price! When you get excited about buying a home, they get excited about it, too! They treat the experience as if it is their own; they are truly in it with"

  -Linda Williams-Jasper, Client