"My wife and I would highly recommend Berna Able with Ratterree and Associates. She has proven to be a very knowledgeable, realible Realator. Mrs Able is a professional, courteous, realiabe and supportive of her clients. She returns calls and answers questions of her clients. We thank you Berna for helping us to find our dream home Robert & Betty"

  -Robert and Betty Jones (Posted 2012), Client

"Bill and Berna were the most professional team i have ever had the pleasure ofworking with. They were with me through evey step of the home buying process and was always available for a phone call or text. It seemed at times that I was there only client, as they were so quick to respond. If you are looking to buy and are unsure if you are able to do so. I would not hesitate to call and work with them. As a matter of fact, if ever i decide to move or buy another house, they WILL be my fist call. Thanks for a great Experience! "

  -J. Thomas, Client

"Two years ago, My Husband and I were browsing the internet to look for a second chance buying program, We luckily had happened to stumble upon Bill and Berna Petry at Sampson Properties. Bill and Berna Petry were offering home buying programs for people to attend, we were only able to attend one of them in February of this year but thinking back, that was one of the best decisions that we had agreed upon. Back in 2009 my husband had unfortunately lost his job, since my husband lost his job, we lost our home. After both of these events we thought we might never buy a house again. After attending the second chance home buying program we were surprised to learn we were pre approved instantly. Throughout the process Bill and Berna have been right beside us, guiding us with getting in touch with the lenders and also taking us out to view homes. We decided on a new home still being built and we should be closing any week now. Thanks to Bill and Berna Petry I would recommend them to anyone."

  -Lisa and Charles Irving, Client

"Berna and Bill are the not only the greatest real estate team, they are amazing wonderful people to. I have never felt so cared about in the world of customer relations, they truly work hard to help you into your new home. We started in the 500's of a credit score, and we were after our dream home, we felt it would never happen, but after all was said and done Berna got us in the mid 600's and put us in our dream home with a interest rate of 4.25%!!!!!! She will truly work day and night for you, she is an honest wonderful person and really fights for you and cares. Our family will be forever grateful for her making our dream come true. I know sometime when you read these recommendations you ask yourself "are these real posts" yes trust me I am a real client and will forever use the Berna Able team!"

  -The Gwinner's, Client

"I have recommended Bill and Berna Petry to everyone that is thinking of purchasing a home. From day one when my son recommended them to me, they treated me like family. They were with us through out the entire process of buying our home. They made the experience of buying a home very easy and pain free. All questions were answered and explained in full details. They guided us through this process from the loan application until the day we moved into our new home. They were right by our side, teaching and encouraging us. They made it such a wonderful experience and my wife and I can't Thank them enough for such caring and professional service. I would proudly recommend them to anyone who wants great friendly service, from two people that really know the housing business."

  -Donald Cowles, Client

"I would highly recommended Berna Able to anyone looking to purchase a house. After several attempts at trying to get approved in the home buying process and being turned down, me and my husband were beginning to give up. After being introduced to Berna through a family member, things begun to take a new turn. She took her time and explained the house buying process. My credit wasn't the greatest, but in the span of 3months, we were able to improve it and I became qualified for a mortgage loan, and I am now enjoying home ownership! Thanks Berna..."

  -T.Banks, Client

"“Berna is very dedicated, extremely competent and has an excellent rapport with people. She has helped me through my short sale process without judgement and always encouraging me to follow through.” Nancy P. 2012"

  -Nancy P. (2012), Client

"This week, we have approved 4 new buyers who didn't think they could own. One had late payments and collections as recent as last month, another experienced a short sale one year ago, the third has open collections and can buy without paying them--with his VA loan, and the last one had a bankruptcy, foreclosure and open collection accounts after the bankruptcy - but they can buy due to the lender's we are affiliated with and their extraordinary circumstances..."

  -Berna, Other

"Berna and Bill are the best real estate agents you could ask for. My family and I had been looking for a place to move since August of 2012 with no luck and couldn't get approved anywhere because of our financial situation. We begin working with Berna and Bill in early April and with their help on April 28th we moved into our new home (which we are loving). They gave us different options and explained everything to us in detail so we could fully grasp everything about trying to purchase a home. They even help you with your credit so if you are not qualified to buy a home, they will guide you along the way to get you qualified. Honestly I had gave up looking for home until Berna and Bill came along. I would recommend them to anyone and already have to a few of my friends. Not only are they good real estate agents, they are just good people in general which made this whole experience just great all around. Thanks Berna and Bill. 4/30/13"

  -Kevin and Jessica Tucker (2013), Client

"They are kind, patient and very professional, they not only help you find the home of your dreams! but they share knowledge with you of how to build your credit, so that without a doubt you will qualify to purchase the home of your dreams, they are loyal to you until the key to your home is placed into your hands, they do a job well done! We have worked with them in the past with great success and look forward to purchasing a new home in the near future with them as well, why settle for less, when you can have the best!"

  -Donna Haitston , Client

"Berna Able is a class act- professional, knowledgeable and consistent. We're fortunate to have her on our side during this process- selling our first home and buying our new home. She is the best real estate professional we have ever met. (Oct 2012) Chris and Kim A"

  -Chris and Kim Arrington, Client

"Initially, I was skeptical thinking their program was similar to a get rich quick scheme. However, it didn't take me long to know that this team is the real deal. They both work extremely hard for you in finding you a home, even with bad/poor credit. There is nothing that stops them from moving forward on your needs and providing you with the service that they guarantee will assist in you meeting your goals. They have made me and my family very happy with the home we are in, thanks to their diligent and never ending achievements. In the future, I look forward to working with them again."

  -William kent, Client

"Great Team!"

  -ZZ, Client

"Congratulations to CB and his family for the purchase of their new home! We started with low scores but within 6 months you have the key to your new home! The buyer's program does work..."

  -B and B Team, Other

"I have moved a number of times during my military career and dealt with many Realtors as I bought, sold and/or rented a home. I always felt that many of the Realtors were just going through the motion and did bare minimum for me to achieve whatever I was trying to do – buy, sell or rent a property. About three years ago I had the privilege of meeting Berna Able as I was trying to rent one of my homes. I was immediately impressed with her professional demeanor and her willingness to assist. After agreeing to have her list my property, not only was she extremely thorough with all the paperwork involved, she was always responsive to everything that I asked or needed but most importantly – she was very honest and sincere about everything she did! Because of Berna’s professionalism, thoroughness, honesty and can do attitude; I have been doing business with Berna ever since. She has helped me to purchase a few more investment/rental properties and also find wonderful tenants in a timel"

  -B. Naraine, Client

"I am a second time home buyer and did not know much about the home purchasing process for the first time until I met Ms. Able. She is so passionate about what she does and very good at it. She took time to walk me through the process through email correspondents, texting and more importantly having meetings in her office. She advocated on my behalf from ensuring my credit report meets criteria to identifying homes and showing. I cannot thank her enough for putting in my dream home. I love it!! Wency! "

  -Wency Chapnkem, Friend

"Another client gets the keys to their home today.  Owning a home after bankruptcy is possible even if your score isn't perfect....  2 years and one day after bankruptcy - owning a home made possible."

  -Berna Petry, Other

"**Due to lack of space, I will post my story in three (3) parts** (Part 1) My issue was taxes that developed into a Chapter 13 Bankruptcy. I took a new job with a higher salary and a great new outlook and decided to move cross-country from California to the DC area. After my family and I got back on our feet and were financially ready to find a home we ran into one roadblock after another. We applied to rent a property or an apartment and paid all the application fees just to be told no. We were literally giving hundreds of dollars away just to be told we were not worthy. Although a Chapter 13 is paying 100% of what we owed it didn’t seem to matter to people. The lower credit score only compounded our difficulties. "

  -Lawrence and Family, Client

"I would highly recommend Berna Able and Bill Petry to anyone looking to purchase a home. We started the process during 2013. They both worked very diligently with us throughout the process by telling us the steps we needed to take in order to become home owners. During this process, Berna instructed us what and how to increase credit scores and pay off old debts. Berna is very good with putting you with the right lenders and explaining the documentations that will follow. She will not allow you to be mislead or deceived. Bill was always looking ahead at properties while Berna worked behind the scenes. Bill provided his expertise every time we looked at a different property. It truly paid off. We closed on our house on the 23 of May 2014, and we have been in heaven every since."

  -Brian and Tonya Woods, Client

"I had the pleasure of working with Bill and Berna on multiple occasions on my investment properties, they are not just a realtor who helps you market your property, they give you professional advice, pros and cons and try to help the clients in the best possible way. I will never hesitate to call them when I need some help and advice. I recommend both of them for any real estate related transaction "

  -Prakash Banavar, Client

"(Part 1) I would highly recommend Berna Able to anyone looking to repair credits or purchase a home. My journey started back in June 2012 when my credit score was not perfect and I have used several credit repair agencies that promise to help but instead, scammed me for the money. My sister-in-law, who has used Berna as an agent and credit repairs, referred me. I started the process during 2012. She worked very hard and encouraging me throughout the process by telling me the steps I needed to take in order to become homeowners. During this process, Berna stand by me and guided me on what and how to increase my credit scores and paying off all my old debts. Berna is very intelligence and knowledgeable with putting you with the right lenders and explaining processes and documentations that will follow. After two long years, in the last week of June 2014, I was able to settle and moved in my dream home!!! Now, I consider Berna as my friend and I will surely use her again for "

  -Tony and Ann, Client

"I would highly Recommend Berna and Bill Petry.  Berna has given such excellent and beneficial advise to me regarding getting our credit back on track.  Thanks to her experience and expertise in the way she helped us my credit score has improved tremendously and we are now able and qualified to by a new home. She has patience and a very kind spirit anyone would benefit a lot by working with Berna or Bill!! She's the best and I don't think we would be where we are now without her assistance."

  -Sharon C, Client

"Berna has been amazing from the start she really worked with me and explained anything and everything and was by my side every step of the way even when I decided to build my home she helped me all the way through and worked hard to make sure I closed on my home !! "

  -Myranda Rollins, Client

"It was a pleasure to deal with Berna and Bill not just professionally but personally as well. They were available any time even when matters arose not strictly connected to their job. It was a great team. Thanks to both of you"

  -Salvina, Client

"If you are seeking hardworking and competent realtors to buy, sell or rent a home - look no further! I have been a real estate investor for 7 years and Bill and Berna (The Petry Team) have been my only realtors the entire time. I have worked with other realtors but none of them come remotely close to the amount of knowledge, professionalism and competency displayed by the Petry Team. Collectively, they are a winning team that will find you what you want regardless of the demands. Over the past 7 years, I have successfully bought and rented many homes with their assistance and they have never disappointed. They are meticulous, hardworking and extremely responsive to your individual needs and always willing to go the extra mile. Without a doubt, if you have a real estate need the Petry Team comes highly recommend - they will not disappoint!"

  -Bobby Naraine, Client

"Berna and Bill were very patient and professinal throughout the entire home buying process. My husband and I started out looking to just rent a house but with the assistance of Berna and Bill were able to buy our dream house for cheaper than renting a house. Thanks guys!"

  -Tasha Blount, Client

"Bill and Berna Petry are professional, friendly and subject matter experts. They are compassion to your needs and wants as a client. They are amazing communicators and willing at all times to explain in great detail anything their clients need clarification on. Through working with Bill and Berna we were able to buy two homes and manage a rental. Absolutely wonderful and will recommend them to anyone in the market for any housing needs at all."

  -Bobbie Tucker, Client

"Bill is an amazing Realtor! He was the absolute best agent a family could ask for!!! Bill and Berna are the absolute best Realty team I have ever dealt with, and our team for life! Thank Y'all so much!!!!"

  -Patrick and Veronica, Client

"I would call Berna and Bill our Realtors, our friends and our :unrelated relatives." Our experience buying a house with them was nothing short of exceptional. This was the fastest and easiest process we have ever been through. They work with you, not for you, to help you have the very best experience ever. We have already recommended them to friends, family members and strangers on the street. Where other Realtors said, "It can't be done" Berna and Bill said "We will help you make it happen." We highly recommend that you take the time to speak with them, not matter what your situation. Good luck and God Bless."

  -Herb and Dorine Moyer, Other

"Bill and Berna has been extremely helpful to me and my family throughout the entire buying process. I highly recommend their services, especially if you're a first time home buyer like myself. Not only did i receive great service but I've learned a lot in the process. "

  -Bromekas Gibson, Client

"Bill and Berna was great! They helped us get out of mortgagethru the short sell process. The process was very fast and they also helped us to find another place to dwell. I really look forward to working with them again in the near future. I would recommend them to anyone whom needs a home or trying to sell a home. They know exactly what they are doing! Thanks again, Bill and Berna Petry."

  - Bradford, Client

" There’s not enough words I could say to express how grateful and I am to have found such professionalism. Berna is exceptional at what she does, from working with your credit right through approval’s. I don’t think so anyone else in could’ve gotten me the type of house that she did. The other half of the great team is Bill, he is extremely knowledgeable in his area and and could find you the perfect house and just by asking you a few simple questions. I Truly believe no one is going to treat you better and or find you a better home than they will!"

  - Vincent CHow gratefulTruly believe no one is goin, Client

"I was a first time home owner and was a bit intimidated by the entire process. Bill and Berna quickly made me feel at ease and were so detailed with each step. They were extremely professional and such an ease to work with. I was surprised how quickly things moved along and the experience was so enjoyable. I would HIGHLY recommend them to any and everyone I know who is looking for a home or rental. I trust them 100%. Thank you both so very much for making my first time home owner experience so gratifying! "

  -Bernadette B., Other

"**Continued** (Part 2) When I met Bill and Berna from Ratterree Realty, LLC our prayers were answered and that is not embellishment. We had no idea what to do. There was even an apartment community that told us if we prepaid 6 months rent we could live in their community. That would have been $12000 plus a double deposit. We felt hopeless until we met Bill and Berna. My wife and I scheduled a meeting and we were nervous. Bill and Berna made us feel so comfortable we were able to discuss our situation and they really understood. In a matter of ten minutes we were shown how to improve our credit score even with the Chapter 13. They explained their system to help us, and it made complete sense. We never would have been able to find a place without their help."

  -Lawrence and Family, Client

""Started with a simple phone call in which I asked could we possibly purchase instead of renting, ANSWER WAS YES! Even though we were in a Chapter 13 BK, after I answered some prelim questions, the answer was YES! I always thought it could be a chance, but David and Berna always said YES! Berna has had an enormous amount of experience with BK's etc, and she never doubted once if I could be approved. This being my first time going through the home buying experience, I did do my homework to try and know as much as possible. But David answered and thoroughly explained every uncertainty I had. I know I'll be using their services in the near future. I truly must say it was a pleasure to have use Samson my first time purchasing!""

  -Terrence, Client

"Another client moved into their brand new home for $205,000 today.  Less than perfect credit, but a willingness to work and realign their credit to meet the mortgage industry requirements  in a matter of months. equals new keys to a brand new (never lived in) home....   "

  -Berna Petry, Other

"We, my husband and I never thought we would be able to afford or qualify for a house, let alone our dream home. Bill and Berna is the dream team. I couldn't have done this with anyone else. Despite all the issues with our less than perfect credit, lack of credit, and other issues they were able to work with us to qualify. I worked closely with Berna to get my credit where it needed to be and then with Bill to find the perfect home. I would highly recommend Bill and Berna, they are able to work miracles. As long as you are serious and ready to keep working toward the goal of home ownership they will work just as hard or harder to make that a reality!"

  -Cindy Powell, Client

"Bill and Berna made our dream of home ownership come true! They worked hard to find us a lender, and they worked hard to make things move forward for us. We are thankful to have our first home and were very happy with their services."

  -Mr. & Mrs. Perch, Client

"****Continued*** (Part 3) In the end, my family is living in a place that turns out to better than anything we ever expected. I will absolutely let Bill and Berna help us purchase a house when the time is right. I can’t possibly state enough what a blessing it was to find Bill and Berna with Ratterree Realty. Our prayers have been answered and thank you so much for affecting our lives in such a wonderful way! "

  -Lawrence and Family, Client

"Bill and Berna can work magic, even with the most difficult of clients!! They keep a happy face and the customer happy no matter how hard it gets. Then never give up, until they find the perfect house for your family. By the way Bill and Berna, M was the first in the pool with the day after we moved in!! Great Job and you have my phone number you may share for a recommendation from me anytime. Respectfully, James Roach Former United States Marine!!"

  -James Roach, Client

"I never in my wildest dreams thought I would ever own a home, I was very wrong. I met with Bill & Berna on a Saturday morning and we went over what I needed to do. Within 30 days my credit cards were paid off and I was able to look for my home. I put a contract on the very first house I saw. They took the time to listen to what I wanted and what I needed. I can't thank them enough for making my dreams come true! "

  -Melissa S, Client

"I have been working with Bill and Berna for my first home buying experience and they have been fantastic! They have been very caring from the start; I immediately felt comfortable with them and I knew I found the right team to help me. Berna looked at my situation from top to bottom and said “You can do this!” She advised me on what to do to strengthen my credit scores and has guided me every step of the way. Even when I became discouraged during the process she would genuinely encourage me. She stayed in constant contact with me and ensured I was always in the know. As we viewed homes Bill’s knowledge was superb; he’s always able to spot things that the consumer wouldn’t notice and provide excellent advice based on my needs versus wants. With his help I found the PERFECT home that meets all my wants and needs at an awesome price! When you get excited about buying a home, they get excited about it, too! They treat the experience as if it is their own; they are truly in it with"

  -Linda Williams-Jasper, Client

"Though our home search. Both Bill and Berna were right there not matter what the question or concern was. They helped us through the entire process of buying our home. Coming from bankruptcy and low credit scores they worked with us to insure we found a great home to blend out families. Thank you for all your help. "

  -Angelina and William, Client

"Berna and Bill are excellent! They are professional and personable and friendly!! They helped me find a home to rent in an impossible situation! I actually received several "yeses" when I had been previously disapproved because of my less than favorable credit situation. They worked with me, explained everything to me and walked me through it every step of the way! And they continue to guide me, even now, as I work toward buying a home next year! They are indeed the exception to the rule, and they are AWESOME! I am blessed to have met them!"

  -Keisha W., Client

"Excellent Realtor and professional service, they will help your dream to own a home come true!"

  -Sherrie, Client

"Congratulations to Claude and his family for closing on their new home this week! It was a great pleasure getting to know your family and we hope that you will always think of us for your real estate needs! Thank you for using New Castle for your home inspection needs.... Enjoy your trips that are planned to Africa and Paris... "

  -B and B Team, Other

"Halleluiah, I’m a homeowner once again! I give honor to God and I thank Him for allowing my path to cross Bill and Berna Petry. They are genuinely wonderful people!! I am the client mentioned by Berna that filed bankruptcy 2 years and 1 day before closing on my home on September 25th. I am still amazed of the dynamic support I received from the Petry Team. They are both amazing people and very supportive! I always knew I would become a homeowner again, but I didn’t think the process of homeownership after bankruptcy would be easy, but it was very easy!! Berna guided me through the process of increasing my credit score and Bill showed me wonderful homes. I will definitely support their team by recommending others to utilize the skillset this team has acquired over the years to help people who has challenges with credit history. Way to go Team!!! "

  -Y.Myers, Client

"Berna is fabulous. She sold me my first home. She is with you during the whole process. I have enjoyed Berna and have referred her services to family friends. I highly recommend Samson Properties to anyone. "

  -Nicole , Client

"Working with Bill and Berna Petry was a pleasure. When I first contacted the Petry Team I wasn't sure whether or not my credit scores were good enough to purchase a home right away so I was inquiring about their other programs that they offer but, once Berna and I spoke, she gathered my information, talked it over with her loan officer and find out that I could buy a home now. The following weekend I met with Bill to look at a couple of properties and found the home I liked. We put the offer on the home and within 45 days I was moving into my new home. I would recommend this Team to anyone who is looking to purchase a home and need assistance from people that are very trustworthy and efficient. They are with you every step of the way and will assist with the loan process as if it were them that are purchasing the home. When my children are ready to purchase their first homes I will be sure to call The Petry Team! S.Grigsby"

  -S. Grigsby, Client

"First I would like to start by saying thank you so much to the Petry Team for all there hard work. From start to finish this team worked none stop to provide superb support, guidance and tones of knowledge. If you need a home and regardless if you "think" it can not be done. Please consult with Bill and Berna Petry first. Very professional, honest, helpful and hardworking people. Dedicated to there clients needs."

  -Tony Davis, Client