🏠 Rent-to-Own Homes in Virginia & Maryland
Less Than Perfect Credit in The Past - Okay! Determination and A Path to Homeownership is Needed------ Ask Us How!
Welcome to The Petry Team @Samson Properties — your trusted path to homeownership. If you’ve been dreaming of owning a home in Virginia or Maryland but feel held back by your credit, we have a solution designed just for you.
Our Rent-to-Own Program helps you move into your dream home today while you work toward buying it — with full support every step of the way.
🌟 Why Choose Rent-to-Own?
Rent-to-own gives you the time, flexibility, and support to become a homeowner — without needing to qualify for a mortgage upfront.
Here’s how it works:
Live in the home now — follow guided steps toward a successful purchase...
Lock in a purchase price at today’s market value- in most cases.
Work with professionals to help structure your future down payment and/or negotiate seller concessions to help pay closing costs/buying expenses.
Perfect credit in NOT needed — we focus on your income and stability.
🧾 Credit Flexibility. Income Focus.
We understand life happens. That’s why we say:
💬 “Credit doesn’t have to be perfect. But income is important.”
We’re looking for:
Steady income or employment
Ability to afford the monthly rent
Commitment to homeownership
You may qualify even if you’ve had:
Past credit challenges
Limited credit history
Medical bills, divorce, or job loss in your background
🔧 How We Help You Succeed
What makes our program different? We don’t leave you on your own. We offer tools and support to make sure you’re ready to buy when the time comes:
🧠 Credit Coaching
Personalized advice from credit professionals to help you raise your score and resolve issues on your report.
💸 Budget & Financial Planning
Step-by-step guidance to help you budget, reduce debt, and save toward closing costs.
🏦 Mortgage Readiness Check-ins
Regular progress reviews to keep you on track and prepare you for mortgage approval.
🤝 Lender & Realtor Partnerships
We connect you with trusted lenders and real estate pros when you’re ready to buy.
⏳ Flexible Lease Options
Need more time? We offer lease extensions (in most cases) to give you more breathing room.
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Anxious to Get Started and Find Out Options Specific to You?
🔗 Schedule a Free Consultation
Want to talk with a Home Specialist one-on-one?
Choose a time that works best for you:
👉 Schedule a Free Call or Teams Meeting Now
📅 No pressure — just a simple chat to see if rent-to-own is the right fit for you.
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📍 Where We Offer Homes
We help individuals and families across Virginia and Maryland, including:
Virginia:
Prince William County, Fauquier County, Stafford County, Spotsylvania County, Fredericksburg City, Caroline County, King George County, Orange County, and other areas. No area in Virginia is excluded.
Featured Homes Of The Week- Offering Rent-To-Own Options- in Virginia:
17212 Mulberry Ln, Bowling Green, VA
7931 E Robert E Lee Ct, Spotsylvania, VA 22551
Ask Us About Others...
**The tenant/borrower must work with The Petry Team and Encompass Lending Group throughout the purchase process.
Maryland:
Baltimore • Columbia • Silver Spring • Waldorf • Bowie • Frederick • Hagerstown- and other areas in MD
Whether you're looking for a starter home or looking to upgrade with ease- we have homes of many types and sizes available.
❤️ What Our Clients Are Saying- Success Stories
“I never thought I could own a home after my bankruptcy, but The Petry Team @Samson Properties gave me a second chance. Their team supported me the whole way. Now I’m a homeowner in Bowie, Maryland!”
— Tanisha R., Homeowner
“The rent-to-own process was smoother than I expected. They helped me fix my credit and I was mortgage-ready within a year.”
— Marcus G., Richmond, VA
📩 Take the First Step — Contact Us Today
Interested in Rent-to-Own in Virginia or Maryland?
Click Here And Provide Your Information and one of our Home Specialists will contact you within 24 hours.
Follow up on Facebook here: Rent-To-Own Opportunities, Success Stories, and Other Great Homes and Information to Consider
🔒 Your information is kept private and never shared without your permission.

Bill and Berna Petry
License # 0225 057610
M: (540) 809-7548
O: (703) 772-7630
Samson Properties
1440 Central Park Blvd, Suite 210
Fredericksburg, VA 22401
**Please note - that the rental program and rent-to-own program require positive rental history. Evaluation of your file by our team and local lenders is FREE - However, depending on the complexity of your file and the program selected - there may be a fee for that service.
Bill and Berna can work magic, even with the most difficult of clients!! They keep a happy face and the customer happy no matter how hard it gets. Then never give up, until they find the perfect house for your family. By the way Bill and Berna, M was the first in the pool with the day after we moved in!! Great Job and you have my phone number you may share for a …
-James Roach, Client
They are kind, patient and very professional, they not only help you find the home of your dreams! but they share knowledge with you of how to build your credit, so that without a doubt you will qualify to purchase the home of your dreams, they are loyal to you until the key to your home is placed into your hands, they do a job well done! We have worked with them in the …
-Donna Haitston , Client
I have worked with Berna Able many times over the past 10 years handling the closings for her clients. This is one Realtor who will take on clients that may not have the best credit which other Realtors may not even want to bother with. Berna clearly cares very much about her clients and takes a personal interest in making sure they get a home that they are happy with. …
-Joan Walker, Colleague
I have known Berna for about six years and she has been a tremendous blessing to our family. Moving from Detroit, Michigan to Virginia was a good move and Berna and her office of professionals helped make the transition possible. I was tired of commuting back and forth, and missed my family in Detroit. After so much turmoil to finally land on our feet here in Virginia …
-P. Simmons (Posted 2012), Client
Bill and Berna Petry are an excellent team. They know the process hands down and will always steer you in the right direction. They were always honest with me and answered all my questions. Sometimes I felt like I was driving Bill crazy but he is very patient and accommodating. Bill and Berna really take a vested interest in helping you get the home that you really …
-Leslie Brown, Client
