**Worried About Low Credit Scores? Late Payments? Judgments? Repossessions? Bankruptcy?
We’ve Got Your Back! You Can Still Achieve Your Dream of Homeownership!**
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Attend A Buyer's Seminar In Your Local Area Geared Toward Our Rent-To-Own Program or Buying Against All Odds- Obstacles and All
Click Here to See Locations and Dates Available- and Don't Forget to RSVP
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You don’t need perfect credit to buy a home. We specialize in helping individuals with all types of credit histories, including those who have faced financial challenges. Whether you’ve had late payments, collections, repossessions, or even a bankruptcy, there are still pathways to homeownership—let us show you how!
Our Programs Are Designed for YOU:
Home Buyer Programs:
We offer a range of flexible options to help you secure your home, no matter your credit score. Let’s find a solution that fits your unique financial situation.
Rent-to-Own Programs:
If you need a little more time to get your credit or savings in order, a Rent-to-Own option can be the perfect way to move towards ownership while renting.
Follow us on Facebook for more Specific Details About Specific Homes and Opportunities
Bankruptcy-Friendly Options (Chapter 7 & Chapter 13):
If you’ve filed for bankruptcy, don’t let that stop you! We’ll guide you through programs designed for people with prior bankruptcies, so you can get back on track to homeownership.
Your Road to Homeownership Starts Here!
Perfect credit isn’t required to become a homeowner, just the right support and plan. We’re here to provide that support and walk you through each step of the process.
Reach out today to explore your options and take the first step toward owning your home!
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You would be surprised at how many of our clients come to us with less than perfect credit and low scores thinking they HAVE NO OPTION… but MUST RENT again… Think again........
Have Doubts? Call Us Today For More Details…We have helped hundreds of Families Buy or Rent A Home when Nobody Else Would or Could Help……The Petry Team (540) 571-1516
Featured Properties
Recent Sales
Berna and Bill are great, well they got us our dream house, i couldn't believe it until closing day, my credit was bad, i had no money to put down, they still managed to get us in our house. They have outstanding customer service skills, they treated my purchase like it was their own. Hoo hoo thank you Berna and Bill, thanks for the mansion, my kids are loving it. Keep up …
-Hansly mesidor, Client
****Continued*** (Part 3) In the end, my family is living in a place that turns out to better than anything we ever expected. I will absolutely let Bill and Berna help us purchase a house when the time is right. I can’t possibly state enough what a blessing it was to find Bill and Berna with Ratterree Realty. Our prayers have been answered and thank you so much for …
-Lawrence and Family, Client
*Continued (part 2) refinance or if I do decide to sell my home or buy a new one!!! Again, I would strongly recommend Berna because she will work with you from beginning to an end; she will stand by you to give you support!!!
-Tony and Ann, Client
Many believe that because they have suffered credit problems in the past that buying a home is impossible or the type of home they could by or interest rate is less than what they want... Not so! After months of construction - another client has gotten the keys to their BRAND NEW $498,000 HOME and are smiling big after moving in over the weekend. Past foreclosures …
-Berna Petry, Other
Best Agents Ever! Berna and Bill work very hard for their clients - every day - all day! You can always reach them - even until very late in the evening... They are concerned about every detail and explain things so that even a first time homebuyer understands. I had been elsewhere trying to get a home loan - but Berna and Bill knew more than one lender that could …
-Client and Friend, Other


