Buying A Home Against The Odds-Bankruptcy, Foreclosure, Short Sale, Collection Accounts, Judgements, Tax Liens, Repossessions- Call Us! Programs Available.

**Worried About Low Credit Scores? Late Payments? Judgments? Repossessions? Bankruptcy?

We’ve Got Your Back! You Can Still Achieve Your Dream of Homeownership!**

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Attend A Buyer's Seminar In Your Local Area Geared Toward Our Rent-To-Own Program or Buying Against All Odds- Obstacles and All

Click Here to See Locations and Dates Available- and Don't Forget to RSVP

***OR**

Schedule a One On One Teams Meeting and We Can Demonstrate How We Can Best Help YOU Navigate the Housing Industry and Lending Programs...

You don’t need perfect credit to buy a home. We specialize in helping individuals with all types of credit histories, including those who have faced financial challenges. Whether you’ve had late payments, collections, repossessions, or even a bankruptcy, there are still pathways to homeownership—let us show you how!

Our Programs Are Designed for YOU:

Home Buyer Programs:
We offer a range of flexible options to help you secure your home, no matter your credit score. Let’s find a solution that fits your unique financial situation.

Rent-to-Own Programs:
If you need a little more time to get your credit or savings in order, a Rent-to-Own option can be the perfect way to move towards ownership while renting.

Follow us on Facebook for more Specific Details About Specific Homes and Opportunities

Bankruptcy-Friendly Options (Chapter 7 & Chapter 13):
If you’ve filed for bankruptcy, don’t let that stop you! We’ll guide you through programs designed for people with prior bankruptcies, so you can get back on track to homeownership.

Your Road to Homeownership Starts Here!

Perfect credit isn’t required to become a homeowner, just the right support and plan. We’re here to provide that support and walk you through each step of the process.

Reach out today to explore your options and take the first step toward owning your home!

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You would be surprised at how many of our clients come to us with less than perfect credit and low scores thinking they HAVE NO OPTION… but MUST RENT again… Think again........

Have Doubts? Call Us Today For More Details…

We have helped hundreds of Families Buy or Rent A Home when Nobody Else Would or Could Help……

The Petry Team (540) 571-1516

Recent Sales

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$590,000

FREDERICKSBURG, VA

beds

baths

Featured picture for the property VASP2029322

$575,550

FREDERICKSBURG, VA

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Featured picture for the property VASP2023474

$2,400 / mo

SPOTSYLVANIA, VA

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Featured picture for the property VACU2006540

$600,000

CULPEPER, VA

beds

baths

View More Sales

Words couldn't even begin to describe how my family and I feel about Berna Able and Bill. They helped us when no one else could. We were in a difficult situation and were losing all hope. They worked diligently to get us the home we wanted, showed us how to repair our credit, how to maintain our credit, and explained every step of the way. They are great people. We …

-Madison, Client

I have moved a number of times during my military career and dealt with many Realtors as I bought, sold and/or rented a home. I always felt that many of the Realtors were just going through the motion and did bare minimum for me to achieve whatever I was trying to do – buy, sell or rent a property. About three years ago I had the privilege of meeting Berna Able as I …

-B. Naraine, Client

I have worked with Berna Able many times over the past 10 years handling the closings for her clients. This is one Realtor who will take on clients that may not have the best credit which other Realtors may not even want to bother with. Berna clearly cares very much about her clients and takes a personal interest in making sure they get a home that they are happy with. …

-Joan Walker, Colleague

Best Agents Ever! Berna and Bill work very hard for their clients - every day - all day! You can always reach them - even until very late in the evening... They are concerned about every detail and explain things so that even a first time homebuyer understands. I had been elsewhere trying to get a home loan - but Berna and Bill knew more than one lender that could …

-Client and Friend, Other

Berna and Bill are great, well they got us our dream house, i couldn't believe it until closing day, my credit was bad, i had no money to put down, they still managed to get us in our house. They have outstanding customer service skills, they treated my purchase like it was their own. Hoo hoo thank you Berna and Bill, thanks for the mansion, my kids are loving it. Keep up …

-Hansly mesidor, Client

Featured Properties

Recent Sales

Bill and Berna Petry

Communities Served